Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Saskatoon Alarm & security needs from day one!  In their latest alarm and security tip they share options for rental/apartment home security systems.

Reed Security are Trusted SASKATOON ALARM & SECURITY experts

If you have been a renter have you considered an apartment security system?  Whether you rent an apartment or a house, you have options for installing a home security system.  First the facts on burglary. Second the language you’ll need in your lease agreement. And finally, we’ll review the types of security cameras and devices that work for renters.

Did you know renters are 85% more likely to be burglary victims than homeowners? Across the board: renters experience higher rates of burglary (reference).  In general, apartment complexes with 10 or fewer units were more likely to be burglarized than larger ones. Single-family homes fell into the second place. And last, apartments with 10 or more units were the least likely.

Our only point is that renters need to think about home security. Modern security camera systems make it much easier for renters to install them apartments and rental homes. Your rental contract should have a specific clause regarding alterations to your apartment. Typically, the language will read something like this:

TENANT ALTERATIONS:

All alterations, improvements, or additions to the Demised Premises to be made by Tenant shall be subject to the written consent of the Landlord, which consent shall not be unreasonably withheld, provided such alterations and improvements do not weaken the structural integrity of the Building or detract from its dignity and/or uniformity. All alterations and improvements and/or additions made by Tenant shall remain upon the Premises at the expiration or earlier termination of this Lease and shall become the property of the Landlord, unless Landlord shall, at the time of approval of the alteration, provide written notice to Tenant to remove the same, in which event Tenant shall remove such alterations, improvements and/or additions, and restore the Premises.

TIP: GET CONSENT BEFORE YOU INSTALL A RENTAL HOME OR APARTMENT SECURITY SYSTEM

The basic rule of thumb is that you cannot do anything that alters the structure of the building.  Anything you do must be restored to its original condition. Our advice is to let your landlord know what you want to do. Once you have gained their consent, make those changes on your existing lease and both you and your landlord should initial them or add an addendum to your lease. Typical language regarding a rental home or apartment security system will look something like this:

CAN TENANTS PUT HOME SECURITY CAMERAS OUTSIDE THEIR APARTMENT OR RENTAL HOUSE?

Modern home security cameras make it possible for you install them in a rental home or apartment without altering the structure. Cameras can be motion activated, which means you’ll get a text message the second someone triggers them.  Some also have two-way speakers so you can “answer” your door from wherever you are, whether you’re in the backyard or across the globe. If you rent a house, then these cameras are definitely a good option for you.

CAN YOU PUT A SECURITY SYSTEM INSIDE AN APARTMENT?

According residential lease agreements, the inside of your apartment is your private space, which means that as long as you follow the standard rules on alterations, you can install your home security system in an apartment.  Only under strictly outlined circumstances can your landlord enter your home without prior approval, so there should be no expectation of your landlord’s privacy if he or she walks into your apartment. Check your lease to find out what those circumstances are.

Peephole Cameras 

One of the easiest options for renters is to install a door peephole security camera. Like the porch light cameras above work with standard outdoor lights, door peephole security cameras work with your existing peephole set up.

You’ll have to remove the existing peephole, but that’s not difficult at all. One you remove the peephole, your peephole security camera fits right into that hollow space. They are adjustable according to your door’s thickness. And again, like those porch light security cameras we mentioned, they are motion-activated, equipped to send you text messages, and allow you to communicate with the person at your door.

RENTAL HOME AND APARTMENT SECURITY SYSTEMS: FINAL THOUGHTS

Renters are no longer priced out of the market or shut out by their lease agreement in terms of diy home security. You may have only a few options, but they are really good options. Take advantage of that and secure yourself and your belongings.

When you become a Reed Security client you will be entering into a relationship - one they want to grow and become long-term. Last year over half of their business came from word of mouth! 

PRODUCTS:

• Alarms
• Digital Video Surveillance
• Reed High Def Surveillance
• Access Control
• Intercoms
• Custom Security

Installing a security system will decrease the odds of having a break-in by nearly 400%. There are a few more things you can do to keep the odds in your favour, and they offer these security tips to their clients.

Reed Security is a Multi SABEX AWARD WINNING company and they are TRUSTED SASKATOON ALARM & SECURITY EXPERTS

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses small and large. Hounjet Tastad Harpham are Trusted Saskatoon Accountants and in their latest accounting tip, they share info about the Canada Tax Deadline 

Canada Tax Deadline

The time when Canadians will be able to shed their toques and snow boots is still months away, but tax season is right around the corner. Get ready to tell the government how much money you made last year, how much you already paid in tax and hope that the difference will put a few dollars back into your pocket.

But whether you’re in for a refund or a tax bill this year, simply filing your return can be stressful. There are old receipts to be gathered, deadlines to put on your calendar and new rules you should know about.

WATCH: Canadians pay on average 42.5 percent of their income in taxes, reports finds

When’s the tax deadline?

As usual, April 30 is the date most Canadians need to keep in mind. For the majority of tax filers, this is the deadline to both pay any tax due and file your return.

• If you’re self-employed, this year you have until June 17 to file (the deadline is normally June 15, but that falls on a Saturday this year). Remember, though, that if you owe taxes, you still need to pay up by April 30.
• If you’re late to either settle your balance or send in your paperwork, you’ll face late-filing penalty and daily interest charges on any taxes owed.

When’s the earliest I can file my taxes?

If you just can’t wait to get that big refund, know that the Canada Revenue Agency (CRA) will start accepting electronic returns on Feb. 18.

Most people want to skip the tax-processing queue because they anticipate getting money back. But having a big tax bill is also a good reason to file early. That allows you to set up a plan to pay your tax in instalments. The more you manage to pay by April 30, the fewer extra charges you’ll face.

What is the deadline to contribute to my RRSP?

You can put money into your registered retirement savings plan (RRSP) any time. But if you want to get a tax refund for your RRSP contribution with your 2018 return, the cutoff for adding funds is March 1.

WATCH: A look at how taxes affect your savings outside an RRSP or TFSA

What's New in 2019?

A few things:

New and improved tax breaks:

• Climate Action Incentive. Canadians who live in Saskatchewan, Manitoba, Ontario and New Brunswick are in for an extra tax credit this year. The money, which may create or boost a tax refund or reduce a balance owing, is meant to offset the cost of the carbon tax in provinces that haven’t established a carbon price of their own. Once the tax goes into effect on April 1, it will push up the cost of gasoline by 4.42 cents a litre, that of natural gas by 3.91 cents per cubic metre and that of propane by 3.1 cents a litre, according to government estimates. In an unusual move, Ottawa is putting cash into Canadians’ pocket before they incur the extra expense. According to the federal government’s calculations, the average household (defined as 2.6 people) in Saskatchewan will spend $403 more but receive $598 under the climate-action incentive. In all jurisdictions, residents of small and rural communities will receive an additional 10 percent supplement. The amount of the tax credit depends on family size — you can use this table to calculate how much your household can claim. It’s important to note that the tax credit applies to the household, not the individual taxpayer, said Lisa Gittens of H&R Block. This means that only one person for every family living under the same roof should claim the credit on her return, she added. All you have to do to receive the credit is file taxes and claim the credit in a new schedule that will come with the income-tax package in the four affected provinces.

New carbon tax takes effect in SK we have a tip on it here: CAI In Saskatchewan.  

• Medical expense tax credit for service animals. In certain circumstances, Canadians suffering from severe mental impairment will now be able to claim the cost of caring for service animals as a medical expense. The credit is only for animals trained to perform specific tasks that help their owners cope with their impairment. Examples of those tasks include things like “guiding a disoriented patient, searching the home of a patient with severe anxiety before they enter, and aiding a patient experiencing night terrors,” according to H&R Block.
• Accelerated capital cost allowance rates. Self-employed Canadians and business owners, listen up. This year you might be able to get more money back for the cost of things like business equipment, office furniture and computers. All those things lose value as they age, so the CRA allows you to gradually claim the cost of these purchases over the years. The good news is that in your 2018 return you’ll be able to get a bigger tax break for equipment bought after Nov. 20 of last year. For example, say you spent $1,000 last December on a new couch for your office. In the past, you’d have been able to claim only $100 of that expense for the first year. Now, you’ll be able to claim 50 per cent more than that, or $150. The change will apply for purchases of eligible equipment made up until the end of 2023 and be phased out between 2024 and 2027. The capital cost allowance reduces your taxable professional or business income.

Tax breaks you can no longer claim:

• Tuition. Students in Saskatchewan, Ontario and New Brunswick can no longer claim a provincial tax credit for their tuition expenses, noted Warren Orlans at TurboTax. The federal tuition tax credit, however, is still alive and well. Students over the age of 16 who are enrolled in post-secondary level courses can usually claim their tuition costs to help offset their tax bill. If they don’t have a lot of taxes to offset – which is often the case for students – they can carry forward the credit or pass it on to an eligible relative, which includes parents and grandparents. However, it’s the student who needs to claim the tax credit on her or his return, regardless of who will ultimately benefit from the tax break. The federal credit is 15 percent of your eligible tuition. For example, if you paid $2,000 in fees, you would be able to claim a $300 tax credit.

Tax-rate changes:

• Lower tax rate for small business. 

Service upgrades from the CRA: 

• CRA has a new phone system. More than a year after the auditor general blasted the CRA for issues at its call centres, the agency has migrated to a new phone platform. When Canadians call this year, the CRA is promising they will receive an estimated wait time to speak with an agent instead of the familiar busy signal or message to call back later. Callers will have the choice to wait on the phone, call back later or use automated options. The new system will also be able to route calls to agents with the skills necessary to deal with the question or issue at stake, the agency said. The auditor general found that even when Canadians did manage to get through to a CRA agent, they would get wrong information from almost 30 per cent of them. This tax season will be the test of whether the agency has made meaningful progress.

• Pay your taxes with an app. Many Canadians already pay most of their bills through their phones. Starting in February they’ll be able to do so with taxes, too. The MyCra web-based app will let you view and pay your tax balance with Interac, Visa Debit or Debit MasterCard, or by pre-authorized debit. You can also use the app to pay your taxes at a Canada Post outlet for a fee by generating a quick response (QR) code.

• Paper tax return shipped to your home. If you filed your taxes the old-fashioned way last year, the CRA will ship the 2018 income tax paperwork to your doorstep. If your package hasn’t appeared by February 11, you can download a copy of the return online or order a copy from the CRA.

• Email notifications about account information changes. If you’ve signed up for this service, starting on February 11, the CRA will begin to send you email notifications about account changes like updates to your address or direct-deposit information. This should make it easier to spot suspicious activity in your account.

Contact Hounjet Tastad Harpham today if you have any further questions related to the Canada Tax Deadline. 

Hounjet Tastad Harpham Services:

• Corporate Accounting 
• Farm Corporate Accounting
• Personal Accounting

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team at Hounjet Tastad Harpham today.

Hounjet Tastad Harpham are Trusted Saskatoon Accountants

Marla Janzen is an award-winning Saskatoon Realtor she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. Marla Janzen is a  Trusted Saskatoon, Warman and area Real Estate Expert  listed on the Saskatoon Real Estate Category on the Saskatoon  Directory and she loves to provide Saskatoon real estate Tips that help and assist the public! 

Her latest tip is about curb appeal and landscaping.  

Sprucing Up Your Landscaping Will Increase Curb Appeal and Attract Buyers! 

Spring is here, and that means summer and enjoying the warmer weather is right around the corner.  Backyards are wonderful spaces for entertaining and cooking, for quiet meditation or simply a source of natural beauty. A well landscaped yard can also increase the resale value of a home.

In recent years, landscaping has become increasingly important.  People are traveling less and spending more time at home whether for work or relaxation. Creating an oasis of calm and beauty in the backyard is something to consider if you plan on selling your home.

If you are not sure where to start with your landscaping project, consider the following factors:

• The look of your outdoor space should complement the architecture of your home.
• If the landscaping design appeals to the average person, it will be easier to sell your home; an obscure design may prevent a sale.
• The size and slope of a yard will influence landscaping designs.
• Consider a design that requires minimal maintenance; for example, opt for perennials that will come back year after year.

It’s also a good idea to spruce up your existing landscaping before listing your property as well; here are a few tips to get you started:

• Add large container plants near your garage door, or front door.
• Add a fresh layer of mulch to your garden beds.
• Prune any overgrown trees or shrubs.
• Tidy up any annuals or perennials that don’t look their best.  If a plant is in really bad shape – remove it. 
• Power-wash any dirty surfaces such as your patio, fence and siding.

Your home will only make one first impression and a well-maintained landscape will make your property more attractive to potential buyers.

Contact me I am one of just 3 Trusted Saskatoon REALTORS ®. I am looking forward to helping you sell or buy your home! I love what I do and I take great pride in providing excellence in customer service to all of my clients. I strive to find them the perfect new place to live while negotiating the best terms and price possible.

Find Marla Janzen Online at www.marlajanzen.com   she is a Century 21 Fusion Realtor and Marla Janzen is Trusted Saskatoon Realtor. 

Perfection Plumbing & Drain Cleaning Ltd. is a premier provider of quality drain cleaning and plumbing services in Saskatoon, SK. They are the company of choice to handle all of your plumbing concerns including drain cleaning service, water heater installation, plumbing repair, and more.  Perfection Plumbing is a Trusted Saskatoon Plumbers on the Saskatoon Directory. In their latest tip, they share helpful info on preventing blocked drains. 

Prevent Drain Blockages With Common Sense and Saskatoon Drain Cleaners

Saskatoon drain cleaners very often have a hard job; the majority of any drain cleaning job is reactive, in that it’s clearing away the result of months, even years of buildup in drain and guttering systems, when the problem could easily have been alleviated, or even prevented, in the first place. But it is still surprising how many people do not know how to proactively keep their drain systems clean, and there are many reasons why this should be a priority. But just how can someone be mindful during their day-to-day tasks?

Avoid Pouring Fat Away

An alarming amount of commercial premises that serve food, and just as many residential customers, require Saskatoon drain cleaning services as fat build-up has clogged their drains. It may seem like the easy option to pour away boiling hot liquid into a plug hole, but it won’t stay hot forever. When it cools down, it congeals and effectively creates a plugin the draining system. Before long, anything that goes down the drain in the same building, and very often with neighbouring buildings who share the same pipes, will come right back up, delivering old waste and a foul smell to boot. For commercial premises, this can mean closing down while the ‘health hazard’ has to be remedied. The easiest option is to avoid pouring away fat altogether.

Claw Back on Lumpy Food in The Sink!

It’s easy when the cooking is done to throw pots and pans into the sink and forget about the lumpy, off-cut pieces of food that lay in the bottom of the bowl. But again, over time, these will not go away. When they eventually get soft enough to go down the drain, they’ll rot and start to produce a rotting smell. A quick clear away before throwing the pots and pans in the sink will mitigate this problem.

Avoid Blocking the Gutter

Many gutter drain cleaning jobs can be avoided by simply not letting the gutter clog up. Over time, waste in the guttering needs to go somewhere, and when the rain and wind hammer down, it’ll push what waste is in the guttering down the downspout, causing a blockage. Regular cleaning of the gutter is a must.

For plumbing problems in your home, don’t hesitate to contact Perfection Plumbing for help.

Perfection Plumbing & Drain Cleaning Ltd. is a premier provider of quality drain cleaning and plumbing services in Saskatoon, SK. They are the company of choice to handle all of your plumbing concerns including drain cleaning service, water heater installation, plumbing repair, and more.  Perfection Plumbing are Trusted Saskatoon Plumbers on the Saskatoon Directory. In their latest article, they share the many benefits of energy-saving water heaters.

Benefits of Energy Saving Water Heaters

Are you beginning to dread the winter months? Energy bills for hot water, and heating and lighting the home seem to creep forever upward. In many Canadian provinces, the government and/or energy companies provide assistance in the form of grants and loans, to persuade both homeowners and businesses to switch to using to energy-savin appliances.

According to Natural Resources Canada, the average family uses around 75 litres of hot water every day, accounting for nearly 20% of a household’s energy bill. There’s no doubt that the older your water heater, no matter what the type and unless regularly serviced, will be costing you more in bills than it should.

Taking the Leap, Making the Switch

Before making a decision, contact a reliable, reputable Saskatoon plumbing company that specializes in hot water tanks in Saskatoon. For a start, natural gas is far cheaper than electricity. If you can change, it’s well worth the added expense.

As would be expected, Energy Star hot water tanks in Saskatoon are far more expensive than old style tanks. All that new technology has to be paid for. But does greater expense equate to greater savings on your bills? The short answer is yes, but it’s the time taken to recoup the extra outlay which could do with some discussion.

Determining Options

Talking to a reputable company that regularly fits and services water heaters in Saskatoon is the best way to ascertain the type, size, and energy rating you will need to begin reducing your energy consumption while recouping the additional outlay in a reasonable time frame.

A reputable plumbing company that puts their customer’s needs first, such as Perfection Plumbing & Drain Cleaning Ltd., will ask a lot of questions. How many in the family? How many bathrooms? Do you live in a sprawling single storey home, or is it more compact with upstairs and downstairs? All these things and more will have a relevance to which type of Energy Star rated water heater your plumber recommends.

While discussing the best Energy Star rated hot water tanks in Saskatoon for your needs, it is well worth considering a few smaller things which will help cut down running costs.