Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Plumbers at Perfection Plumbing Tip Explaining How To Unclog A Toilet

Perfection Plumbing & Drain Cleaning Ltd. is a premier provider of quality drain cleaning and plumbing services in Saskatoon, SK. They are the company of choice to handle all of your plumbing concerns including drain cleaning service, water heater installation, plumbing repair, and more.  Perfection Plumbing is a Trusted Saskatoon Plumbers on the Saskatoon Directory. In their latest tip, they explain how to unclog a toilet without a plunger! 



Perfection Plumbing's Experts Explain How To Unclog Your Toilet


It’s one of the worst feelings in the world after you flush the toilet, the water doesn’t go down, but it actually starts coming back up and now you need to deal with how to unplug your toilet. Congratulations, you have clogged the toilet and your reward is going to be the awkward struggle of figuring out how to make things work again as quickly as possible.

 So let us tell you how to do it with no fuss, no muss, and no plunger. 

You’re going to need three things for this job: 

1. Hot water

2. Dish soap/liquid 

3. A little bit of time. 

You also may want some towels to put around the base of the toilet before attempting this job, or maybe just at least have some towels ready. 

The first step is to squeeze about a cup of dish liquid directly into the bowl. You’ll see it’ll eventually sink to the bottom of the bowl, where it’ll start to lubricate, whatever is causing the clog and the pipes around the clog. 

Next, add in as much hot water as you can, without overfilling the toilet, and allow that to help the dish liquid to do its job even better. Remember good things come to those who wait so we’re going to spend the next 15 to 20 minutes doing something else. While this magic potion does its thing (it’s been about 20 minutes), you’ll notice the water level has probably sunk quite a bit, this is a good thing, but resist the urge to flush. 

Fill your bucket up with hot water and dump it down the toilet again. The reason you want to do this is to help restart that water cycle and to further push that clog right down the pipe. Then you can flush and then you can move on with your day.


~Perfection Plumbing & Drain Cleaning Ltd. disclaimer: Clogs can be serious business if they are bad enough or deep enough into the system. You might need a plunger or a specialty drain product or even a professional plumber, to help you unplug your toilet. But hopefully, it won’t come to that.


For all the plumbing problems in your home, don’t hesitate to contact Perfection Plumbing for help.


Trusted Saskatoon Furniture Store Palliser EQ3 Showcases the EQ3 Brand

Palliser Rooms is an independently owned business proudly serving Saskatoon and the surrounding area. Their experienced, friendly sales consultants are dedicated to ensuring your shopping experience is positive. This effort extends to their professional, courteous delivery team and onsite service department.  Their furniture brands are carefully chosen for their style and value with an emphasis on custom choices. In their latest Saskatoon furniture store article, they shine a spotlight on the EQ3 Brand. Palliser EQ3 is a Trusted Saskatoon Furniture Store!

 


EQ3


EQ3 designs produce and sell affordable, modern furniture for every room in your home. As a Winnipeg-based company, EQ3 was established in 2001 under the direction of President and CEO Peter Tielmann. Having grown up in Europe, Peter recognized the lack of modern furniture in North America. Today, EQ3 is a vertically integrated company specializing in modern design for everyday life with simple, clean and functional design. Customize with fabric or leather, finishes and legs for a style all your own.

CONSIDER WHERE IT'S MADE 


EQ3 does not make pieces limited to seasons, they make things to last. Because of this, they believe in finding the best materials and the best partners. So, although their products might not always be made in Canada, they are always made in consideration: of the quality, of the process, and of its place in your home.

CHOOSE CUSTOM BECAUSE YOU CAN

 

Leather or fabric, you decide. Choose from a curated selection of materials in a rainbow of colours and shades, to customize your piece your way. And if you desire an opinion or designer’s eye to help guide your decision, Palliser EQ3 staff are here to help.


Palliser EQ3 in Saskatoon is an independently owned business perfectly suited to those who appreciate modern design. Innovative, customized options and affordable pricing allow you to create upholstery as individual as you are. Their sales consultants have the experience and design know-how to help you find exactly what you're looking for!

Palliser EQ3 is a Trusted Saskatoon Furniture Store!


20 Ways to Maximize Your Tax Return in 2022 from Hounjet Tastad Harpham your Trusted Saskatoon Accountants

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses small and large. Hounjet Tastad Harpham is a  Trusted Saskatoon Accountanting firm and in this accounting tax tip, they share the ways you can maximize your Tax Return in 2022. 


Maximize Your Tax Return With These 20 Helpful Tips From Hounjet Tastsad Harphman Accountants.

See how you can use tax credits and tax deductions to get more money back this tax season.


Every Canadian must file their own tax return every year, even if they have a spouse. There are ways to maximize your spousal tax situation using methods like income splitting and transferring deductions between each other. Generally, the spouse with the higher income and tax bill should maximize deductions first as they’re likely to be in a higher tax bracket. 

Do you dread tax season?

If you’re expecting a refund or claiming any benefits or credits such as the GST/HST credit or Canada Child Benefit, it can work out well for you. In order to maximize your tax return, you need to calculate your taxable income first and then lower it using as many tax deductions and credits as possible. A deduction reduces your taxable income, while a credit minimizes the amount of tax you owe. You need to file your taxes by April 30, 2022. The deadline is extended to June 15, 2022, if you're self-employed or have a spouse or common-law partner who is self-employed. 


There are hundreds of credits and deductions you can take advantage of we share 20 of the most common. 


Childcare Expenses


If your child is under the age of 16 years old, you may be able to claim a deduction. Childcare expenses include daycare centres, summer camps, overnight boarding schools, and caregivers such as nannies. Generally, childcare expenses must be deducted by the spouse with a lower income.



Spousal & Child Support Payments


Support payments sent to a former spouse and/or children can have a noticeable impact on your tax bill. Tax rules will vary depending on the type: spousal or child support


Student Loan Interest


If you or your child is studying at a post-secondary institution, you can deduct the interest paid on a student loan if you received the loan under the Canada Student Loans Act, Canada Student Financial Assistance Act, Apprentice Loans Act, or similar laws in your province or territory. This deduction does not apply to something like a personal loan or line of credit. Apply this deduction if you owe taxes. Otherwise, it’s better to carry it forward. Interest can be carried forward and applied to any tax return for the next five years.


 Maximize your RRSP Contribution


Your RRSP contribution limit is 18% of your earned income from the last tax year, plus any unused amounts from previous years. Check out your latest notice of assessment or log into your CRA My Account to find out what your RRSP contribution limit is. It’s a good idea to maximize your RRSP contribution in any way you can. You can even transfer TFSA interest gains (which are tax-free) to bump up your RRSP contribution. If you don’t currently contribute to an RRSP (Registered Retirement Savings Plan), it’s not too late to benefit from a significant tax deduction for the 2021 tax year. You have until March 1, 2022, to contribute. Use Wealthsimple’s free RRSP and TFSA calculators for more insights on how you can maximize your savings. Read more: TFSA vs. RRSP in 2022: Comparing What’s Best for You



Property Taxes (owners) & Rental Payments (tenants)


Landlords can use Form T776 to claim property taxes for the period in which a rental property was available for rent. Employed and self-employed tenants can claim partial rent payments as a home office expense if they use their home for employment or business purposes.


Association & Union Dues


Most professional association fees and union fees are tax-deductible, therefore lowering your taxable income


 

Employment Expenses


You can deduct work expenses such as cell phone bills and office supplies if your employer asked you to purchase them. Educators can also claim up to $1,000 of eligible teaching supplies.


Tuition Expense


Post-secondary tuition fees can be deducted. Qualifying students can check the tax form from their educational institution to learn how much tuition fees were paid this year


Moving Expenses


If you moved at least 40 kilometres closer to your work, a new business, or for post-secondary schooling, you can claim expenses from that move. Qualifying expenses include storage costs, travel expenses, temporary living expenses, the cost of cancelling a lease, and more.



Medical & Charitable Expenses


You may receive a partial deduction for charitable donations and certain medical expenses, including any medical cannabis products you purchased as a patient. Spouses should consider pooling contributions on one spouse’s tax return for maximum benefit.


Home Buyers’ Amount


You can claim a $5,000 tax credit if you purchased your first home and did not live in another home owned by you or your partner in the past four years.


GST/HST New Housing Rebate


You may qualify for the GST/HST New Housing Rebate if you did substantial renovations or purchased or built a new home. A similar provision exists for landlords under certain conditions.



Provincial Credits


In addition to federal and provincial GST/HST credits, Saskatchewan has additional credits for certain segments of the population. These include safety-related home renovations for seniors in New Brunswick to climate action incentives in British Columbia. Check out Saskatchewan's website to see what credits you may be entitled to.


Capital Gains - RRSP & TFSA 


Always try to leverage your TFSA and RRSP accounts because the interest earned in these accounts are tax-free. While this won’t create a tax deduction, it will help you grow your savings.


Write Off Capital Losses


If one of your investments goes sour and you sell it at a loss, you may be able to apply it against your taxable capital gains. If you don’t have enough capital gains to cover the loss, you can claim the leftover amount as a net capital loss. Net capital losses can be used to lower capital gains in any of the three preceding tax years or carried forward to future tax years. Keep in mind you can't deduct capital losses in tax-free accounts like RRSPs and TFSAs. Learn more about capital losses on the CRA website.


Self-employed Business Expenses


Small business owners can deduct various business expenses, including advertising costs, bank fees, office supplies, and travel expenses. Those who work from home can claim a portion of their utilities, insurance, and maintenance costs. Deductible amounts are based on what portion of the residence is used for business purposes.



Disability Tax Credit


The disability tax credit (DTC) helps disabled individuals and family members reduce the amount of income tax they pay. To qualify for the DTC, a medical practitioner must certify you’re living with a severe mental or physical disability. Payment amounts vary by province, but if you qualify for this tax credit, it could open the door to other benefits


Home Office Expenses


Did you work at home during the pandemic? If so, the CRA has implemented a new temporary flat rate method that makes it easier to claim deductions for home office expenses. You can claim $2 for each day you worked from home, up to a maximum of $400 (200 working days). There is also no need to calculate the size of your workspace, keep supporting documents, or submit Form T2200 


Canada Workers Benefit


If you’re a low-income worker, you can claim the Canada Workers Benefit (CWB) when you file your taxes. The refundable tax credit provides up to $1,381 for single individuals and $2,379 for families. It also includes a disability supplement if you have an approved Disability Tax Credit Certificate (Form T2201) on file with the CRA. If you qualify, you can request an advance payment, which allows you to receive half of your benefit in four separate payments. 



Canada Training Credit


The Canada Training Credit supports workers over age 26 by reducing barriers to professional development. It offers $250 every year ($ 5,000-lifetime limit) for eligible tuition and other course fees. 




Accounting Services:

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team at Hounjet Tastad Harpham today.

Hounjet Tastad Harpham are Trusted Saskatoon Accountants



Trusted Saskatoon team welcome Saskatoon Funeral Home, your Trusted Saskatoon Funeral Home

The Trusted Saskatoon Directory Team is thrilled to share the many reasons we are proud to welcome Saskatoon Funeral Home to the Trusted Community of locally owned businesses operated with integrity. They are your Trusted Saskatoon funeral home. 




A History Of Professionalism, Outstanding Service & Compassionate Care  


For over 110 years, the Saskatoon Funeral Home has responded to the needs of Saskatoon people of every faith and every walk of life. The late William A. Edwards founded the business in 1910, the start of a proud history as Saskatoon's longest-serving locally-owned, family-operated, full-service funeral and cremation provider to trace its roots to the beginning days of our city. Saskatoon Funeral Home is a family-operated, full-service funeral and cremation provider. They offer a full range of services, including pre-arranging, traditional and nontraditional services for all faiths and philosophies.

The initial location was 114 - 2nd Ave. South ). William soon moved the business to a large house at 412 - 22nd St. East (now Saskatoon Square).  The current downtown location is a distinctive mid-century modern building. It is worth noting that SFH is the only Saskatoon funeral provider with 24-hour onsite attendance and guardianship for loved ones.

Meet The Edwards 

The Edwards family is steadfastly committed to compassion, dignity, integrity and professional excellence.  

The Founder of Saskatoon Funeral Home, William A. Edwards, was born in Ontario in 1886. He apprenticed in the profession under his father and at 20 years of age came west working his way to the coast and back to Saskatoon, where he established the business of W.A. Edwards Funeral Director in 1910.  His son,  Arnold led a long and meaningful career in funeral service both locally and provincially. A life member of the Saskatchewan Funeral Service Association, he is recognized as always subscribing to the highest ideals and ethical standards in the profession, serving as Instructor and Examiner and Chairman of the Public Information Committee. The business is in the SABEX Hall of Fame Award and was the recipient of The Community Involvement Awards from SABEX and ABEX. Arnold also received the Rotary Golden Wheel Award for Vocational Service. 


A Fourth-Generation Family Business That Gives Back 


Arnold's son Bill and his wife Eleanor Edwards have deep roots in Saskatoon, and they are known for their generosity and sense of community. That's why the couple was honoured with the joint title of CTV's 2011 Citizen of the Year. They've contributed to the city in many ways through not only their businesses but by volunteering their time to various groups and organizations. Bill coached various sports teams and Eleanor volunteered with organizations such as Meals on Wheels. They also created bereavement support organizations, such as the Walk of Memories, Children and Grief, and Motherless Daughters.

Eleanor and Bills son Morgan Edwards joined the family business in 2006 and he represents the fourth generation in the family business. Morgan is the general manager, funeral director, and embalmer. Bill's siblings Brenda and David also serve on the Board.  



To the Edwards Family and Saskatoon Funeral Home, business and community are intertwined. It has always meant a real commitment to the betterment of the community and its people on an economic, spiritual and social level. They believe their success is not achieved through the success of one individual but by the combined efforts of many over a long period of time. 

We can certainly attest to the success of their collective efforts, as the clients we spoke to as part of the Trusted verification process had nothing but wonderful things to say about the Saskatoon Funeral Home team.  The consistent theme was that the staff truly care and do their best to make an awful and emotional time less stressful.  

"Morgan Edwards handled our mother's funeral with so much compassion and dignity. The immediate family was unable to attend due to Covid-19 restrictions, but he made every effort to include us in the service" - Verna T
As we do our due diligence and look at reviews as part of our process we found this one on Google that really summed up what we were hearing from everyone we spoke to. 

"A wonderful help and support for our family during the planning of my fathers celebration of life. He was able to adeptly navigate a complicated family dynamic, create space for everyone to be heard and pulled together the service in record time. He also offered me a shoulder to cry on and instinctively knew what I needed to hear to start processing my grief.
Thank you from the bottom my heart for your kind and compassionate support. We are so lucky to have your support." 
During the pandemic, gathering limit restrictions that were in place for months meant many  ' traditional funeral gatherings' were not able to take place. They announced early on that Saskatoon Funeral Home was waiving all fees associated with digital viewing as they prepared for more families to use the streaming service during funerals. They also have a robotic device called telepresence— a technology on wheels with an attached Ipad.  A family member can control the device and talk with funeral guests and even potentially give a eulogy. 

In an interview with CTV, Morgan Edwards said 

“We have the tools in place to accommodate and we want to still feel like we are doing something to help our friends and neighbours. We have a duty to commemorate a life and that shouldn’t be taken away by the times,” 

Visit their website to learn more about pre-planning a funeral and grief support, as well as the traditional funeral and cremation services that they have to offer. They are always there to help. Check out their listing on Trusted Saskatoon to read more reviews and to see all the services they offer. 

Saskatoon Funeral Home is your Trusted Saskatoon funeral home. 


Trusted Saskatoon IT Pro's at Burnt Orange Provide Tips on How to Create Secure Passwords

Gareth McKee and his Trusted Saskatoon IT team at Burnt Orange Solutions promise to have a one-hour response time for all your IT support needs. Honesty and respect are important to them. They pride themselves on ensuring their clients understand IT concerns by providing a straightforward and reliable solution with exceptional service. Burnt Orange Solutions are your Trusted Saskatoon IT Experts. In their latest Saskatoon IT expert tip, Gareth shares how to create secure passwords to protect yourself online. 

HOW TO CREATE SECURE PASSWORDS


Data breaches and identity theft are on the rise. Therefore, using strong passwords is necessary to protect your accounts against cyber attacks. Here are some tips to create secure passwords and help keep your accounts unbreakable. 

To help keep your accounts unbreakable, follow these password guidelines: 

  • All passwords must be at least 16 characters or more. Longer passwords are more secure than shorter ones. 
  • All passwords must involve a combination of letters, numbers, and special characters. 
  • Different passwords must be used for each account. 
  • Passwords must never include personl information or any information that can be accessed through social media such as the names of children or pets. 
  • Passwords should never contain any consecutive letters or numbers. 

Why Password Security Is Important

Without strong passwords, hackers are able to gain access to accounts and sensitive information. Hackers use personal information such as names, addresses, and bank account information to steal money or the identity of the user. Identity theft is extremely concerning. It results in financial loss and makes it difficult for the user to get a loan or a job.

Password security is also very important for businesses. Whenever hackers gain access to sensitive information, they consequently share the data with the business’ competitors or store it for ransom.  

Other Ways To Protect Yourself Online

Besides utilizing strong passwords, there are other ways to protect yourself online including: 

  • Using a VPN – Internet Service Providers are able to track the online activity of users and can access private IP addresses. VPN stands for Virtual Private Network and is the alternative to connecting to a public Wi-Fi network. Using a VPN ensures web activity and IP addresses are not accessible to your internet provider. 
  • Identity Theft Protection – Using identity theft protection software will help protect personal information from identity theft. Identity theft protection software will flag criminal behaviour to help protect personal information. 

  • Using Antivirus Software – Antivirus software helps protect users from viruses, ransomware, and other cyber threats. Antivirus software scans for known viruses and alerts the user that their computer or phone has been compromised.

  • Using a Password Manager – Password managers encrypt usernames and passwords and require biometrics to log in. Password managers keep passwords safe and secure. 

These tips will help keep your accounts unbreakable, therefore protecting you and your business. If you have any questions regarding strong passwords to keep your accounts secure, contact the IT experts at Burnt Orange IT Solutions. We can help your business mitigate risk, and be prepared for any IT-related emergency.

We hope this article gave you some insight. If you want to ensure your business’s IT security, contact the Trusted Saskatoon IT professionals at Burnt Orange Solutions and we can take IT worries off your plate.


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TrustedSaskatoon.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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