Trusted Saskatoon Financial Advisors At Wiegers Financial & Benefits Tips on Financial Health

10. Feb 2021 Admin Saskatoon Financial Services, Saskatoon Insurance, Trusted Tips

Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. Its Saskatoon Financial Planning Division provides business owners, households, retirees, and students with expert investment and insurance planning services to help them reach their long-term financial goals. They also have a Benefits and Personal Insurance planning division. In this latest Wiegers Financial tip they share information and advice that is good for your health! Wiegers Financial Benefits are Trusted Saskatoon Financial Advisors and Trusted Saskatoon Insurance and Group Benefits experts

How Planning for Your Financial Success is Good for Your Health

If you’re like many Canadians – four out of ten of them, to be exact – you feel stressed when you think about money. And while some stress is not necessarily problematic, chronic stress can lead to:

Heart disease
Stroke
High blood pressure
Immune functioning problems
Unhealthy habits, including smoking and excessive consumption of alcohol

Stressing about money, then, can harm your physical health (not to mention the potential negative impacts to your mental health, relationships, productivity at work, and a whole host of other things in your life). It’s a problem worth solving… and the sooner, the better.

The solution, in many cases, is working with a financial advisor who can help you plan for your financial success. Your advisor should, at minimum, talk with you about what matters to you, your short- and long-term life goals, and what you can realistically achieve (and in what timeframe). And it pays off in more ways than one. In a recent survey, people who said they are financially prepared were:

Almost 24% more likely to exercise one or more hours each week
Almost 25% are more likely to say they are “very healthy.”

So, what can you do to be better financially prepared? Here are a few tips to help strengthen both your financial and physical health:

Work with a financial advisor (a HUMAN advisor – not a robot) who can help get you from where you are to where you want to be. Don’t underestimate this step. If you decide against working with an expert, it’s akin to providing yourself with life-altering legal or medical advice that could also wreak havoc on the lives of the people you love most. By contrast, if you work with a financial advisor, he or she will genuinely care to help you achieve your goals and will have the experience and expertise to help you do it.
Manage your debt. For most Canadians, debt causes stress – and the higher the debt, the greater the chance of depression and high blood pressure. Again, a qualified financial advisor can help you develop a plan for controlling your debt – and the resulting stress.
Save for your future. If you’re among the 60% of Canadians who worry they won’t have enough money saved for their golden years, don’t despair. You-know-who can also help you develop a plan for saving that will help ensure a retirement you can look forward to.

If you’re not sure where to turn in finding a financial advisor who will work in your best interests now and in years to come, ask your friends, family, and co-workers if they can recommend someone. You can also, and probably should, look online for unbiased, uncensored reviews like on Google. The same as in every other industry, some advisors have more experience and better reputations than others, so it’s important you do your research. It’s worth it to invest the time, now and later, in helping to ensure your future financial success.

Taylor Szeto, B.Comm.

Insurance Representative, Wiegers Financial and Insurance Planning Services Ltd.

Account Representative, Manulife Securities Investment Services Inc.

Wiegers Financial & Benefits has a trusted team of more than 20 financial advisors, and its support staff includes individuals who are true experts in their field. Many of them specialize in working with clients with unique needs.

Wiegers Financial & Benefits are Trusted Saskatoon Financial Advisors

Trusted Saskatoon Group Benefit & Insurance Pro's at Wiegers Financial & Benefits Explain Employee Benefits

10. Feb 2021 Admin Saskatoon Financial Services, Trusted Tips

Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. Its Saskatoon Financial Planning Division provides business owners, households, retirees, and students with expert investment and insurance planning services to help them reach their long-term financial goals. They also have a Benefits and Personal Insurance planning division. In this latest Wiegers Financial tip they share information and advice for business owners. Wiegers Financial Benefits are Trusted Saskatoon Financial Advisors and Trusted Saskatoon Insurance and Group Benefits experts

How Benefits Can Help Bolster Your Employees' Mental Health AND Your Company's Bottom Line

What Mental Health Is and Why It Can’t Be Ignored

Most of us have heard – probably more than a few times – that if you don’t have your health, you don’t have anything. There’s no denying the truth, but increasingly, and all the more during the COVID-19 pandemic, there’s an understanding that mental health is just as important and impactful as physical health.

The World Health Organization (WHO) defines positive mental health as “a state of well-being in which the individual realizes his or her abilities, can cope with the normal stresses of life, can work productively and fruitfully, and can contribute to his or her community” (WHO, 2001, p. 1). Clearly, we all strive for this – or at least should be – but not all of us are mentally well all of the time. Indeed, the Canadian Mental Health Association (CMHA) reports[1] that:

Mental illness indirectly affects all Canadians at some time through a family member, friend, or colleague.
In any given year, 1 in 5 people in Canada will personally experience a mental health problem or illness.
Mental illness affects people of all ages, education, income levels, and cultures.
Approximately 8% of adults will experience major depression at some time in their lives.

About 1% of Canadians will experience bipolar disorder (or “manic depression”).

What’s more, though final numbers aren’t yet available, Fardous Hosseiny, the National Director of Research and Policy at the CMHA, predicted that 2020 depression would be the leading cause of disability in Canada (preliminary indications are that Mr. Hosseiny was correct). Even more staggering is that approximately 1.6 million people continue to have their mental illness needs unmet. As Mr. Hosseiny explains, “Mental illnesses are episodic, but the key is that if it’s untreated, that’s when it’s really disruptive. We know that untreated mental illnesses are only exasperated with time.” Given the number of people not being helped, Mr. Hosseiny suspects that the number of Canadians who suffer from mental illness each year is even higher than what research shows (1 in 4 Canadians as opposed to 1 in 5), and that the availability of support systems – or lack thereof – plays a significant role.[2] Clearly, something needs to be done.

Your Group Benefits Plan Can Be a Terrific Support to Your Employees and Their Mental Health.

Here’s How.

My team and I have been promoting the importance of mental health and mental health support in group benefit plans for many years – long before the stigma surrounding mental illness started to decay. One of the most effective tools available is an Employee Assistance Program (EAP), which can be added to a traditional group benefits plan. Though the number of EAP providers is higher than ever, and the number of options available is ever-increasing, most EAPs provide, at minimum, confidential short-term counselling to employees and their spouses and dependent children, as well as referrals and other forms of support designed to help bolster mental health.

Other options include a robust Health benefits plan that provides coverage for mostly physical concerns, knowing that when an individual cannot afford to pay for a health product or service, his or her mental health can be severely impacted as a result. The same idea is behind Wellness and Health Spending Accounts. Providing your employees with healthcare dollars to spend as they need or choose to do helps reduce or even eliminate the financial concern that might otherwise hinder their getting the help and support they need.

The Business Case for Mental Health Supports in Benefits

Aside from the obvious compassionate reasons for providing mental health support at and through work, there’s a strong business case for it, too. The Mental Health Commission of Canada (MHCC) estimates that the total cost to Canada’s economy incurred by mental health problems and illnesses is well over $50 billion annually or nearly $1,400 for every person living in Canada in 2016. This includes significant employer costs due to absenteeism, presenteeism, and employee turnover.[3] And it makes sense. Healthier, happier employees tend to be more productive than their less healthy, less happy colleagues, so investing in your employees’ mental health helps you – and your business!

It’s wonderful that awareness and acceptance of the need to protect and care for mental health are finally on an upswing. Employers' ability to do so much for their employees’ mental health carries exponential benefits for everyone involved, including the employers themselves (given the positive impact on their businesses). As cliché as it might sound, benefits really are an investment in your team, and there’s never been a greater need than now for the mental health support they provide.

Debra L. Wiegers, GBA, CFP, CLU., Ch.F.C.

Benefits Consultant, Wiegers Financial and Insurance Planning Services Ltd.

Wiegers’ Benefits Consulting Division includes 11 consultants and support staff who custom-design the most employee-valued and cost-effective group benefits, personal insurance, employee assistance programs, and retirement plans available. Contact Wiegers today for a no-obligation consultation to determine how they can help you.

Wiegers Financial & Benefits are Trusted Saskatoon Insurance and Group Benefits Advisors

Trusted Saskatoon community welcomes Aurora Workplace Solutions to the Saskatoon Insurance Category

1. Feb 2021 Admin Saskatoon Insurance, Trusted Brag Blogs, Trusted Tips

The Trusted Saskatoon team is thrilled to welcome Aurora Workplace Solutions Inc. to the Trusted Saskatoon community. They have joined the Trusted Saskatoon insurance category, and offer insurance products, group benefits, retirement plans, seminars, and training. Aurora Workplace Solutions Trusted Saskatoon Group Benefits and Insurance Professionals!

Have You Heard of Aurora Workplace Solutions?

Aurora Workplace Solutions has over 50 years of combined experience in the industry. They have a reputation for working hard to provide new and improved ideas to serve their clients, and they are always looking to offer an outstanding level of care and professionalism.

Small and large business owners alike are generally spinning lots of plates. They are busy working on and in their business, and they often rely on Trusted 3rd party advisors to assist them with major financial decisions. The categories most need assistance with are insurance, accounting, legal, HR, and group benefits. Aurora Workplace is a wonderful choice to assist with several of these areas, and they can be counted on to provide the best possible advice and recommendations for each client and their unique needs.

Collin Willms is well known in Saskatoon, pre-covid he was a regular attendee at networking events, and consistently stepped up to volunteer his time for various local organizations and charitable events and causes. Collin has great personal style and an easy friendly smile, so it is no surprise that he came highly recommend to the Trusted team by his clients. Collin heads up a stellar team of advisors from across Saskatchewan, as Aurora has offices in Saskatoon, Tisdale, and most recently Regina.

The insurance and group benefits industry is full of confusing acronyms, and there are so many options to consider; getting the right advice is key! It is great to have a trusted local team focused on finding the right options for their client's individual circumstances. Aurora takes the time to explain the why and the how, they are not the kind of company that you just hear from once a year at renewal time. When we spoke to Auroras clients we heard repeatedly how they considered Aurora to be a part of their team.

Also, it was noted several times that they go out of their way to get to know their client's businesses really well, this means they can recommend them to their other clients and networks. Collin even went as far as signing up for challenging cross-fit classes with one of his clients Chad, Owner of Synergy Strength and Conditioning, and now he is a committed cross-fitter who regularly brings guests along, including other clients. When it comes down to it, the Aurora team are great relationship builders and that is a real strength in the financial industry.

Don't just take it from us, read the real words from Aurora clients that Trusted representatives gathered. We call and survey the clients of businesses that apply to be a part of Trusted. This is just part of our in-depth Trusted Verification Process and it is a pass or a fail. We are happy to share that Aurora Workplace Solutions were rated highly by every single client we spoke to, and they passed all of our tests and checks with flying colours.

"Collin Willms and the team at Aurora Workplace Solutions have been easy, straight forward, and helpful, throughout all our business requirements. They are quick to respond to questions and offer solutions. We at CJ Karz auto service are very satisfied with our business with Colin and Aurora Workplace solutions.”- Matt Jamieson and Angela downing at CJ Karz Auto service.

"We've been working with Collin from Aurora Workplace Solutions for a few years now and appreciate their great service and knowledge base. I definitely rate them a 10 out of 10 and would highly recommend them to other business owners looking for workplace benefits for themselves and their employees." Dave T

Aurora Workplace Solutions are well equipped to serve any client. If you need help growing your business. Check out their listing in the Saskatoon Insurance Category!

If you are ready to set up a group benefit or retirement plan, or just want to learn more about their services, just Click Here For A Quote

'Creating Brilliant Futures'

Aurora Workplace Solutions Is A Trusted Saskatoon Group Benefits and Insurance Professional!

Trusted Saskatoon Furnace Experts at JOB Heating & Air Share 5 Reasons to Choose a Boiler

27. Jan 2021 Admin Saskatoon Air Conditioning & Furnace, Trusted Tips

JOB Heating & Air Conditioning Saskatoon are eager to provide the best possible customer experience. Their aim is to be a professional resource for our clients before, during, and after the sale! Their team takes pride in service knowledge of modern equipment and training. They are recognized by peers and offer sales, service, training & installations for residential, and commercial Heating, Cooling and Plumbing systems in Saskatoon and area. In their latest article, they discuss 5 benefits of a boiler in your home as your chosen heating system.

5 Reasons to Choose a Boiler as Your Home Heating System

Why Choose a Boiler?

Boiler systems can use both radiation and convection heat in order to warm a building. Boilers are more consistent in offering warmth and comfort, coupled with high energy efficiency, and require low maintenance in larger applications. See the top 5 reasons to choose a boiler as your home heating system from JOB Heating & Air Conditioning.

Reason #1: Less Fuel = Less Energy

Boilers usually use less fuel to heat your home, which means potentially lower energy costs compared to a furnace.

Reason #2: More Consistent Heat

This could be a big consideration when pondering whether to get a furnace or boiler. Boilers provide consistent heat to each room in your house. Furnaces tend to not circulate the air as well, leaving rooms that are too warm or too cool due to it’s forced air.

Boiler Reason #3: Less Operational Noise

Boilers are generally quieter than furnaces because you don’t hear the sound of hot air blowing. Furnaces force air in every room, making it louder than a boiler.

Reason #4: Less Maintenance

Boilers are low maintenance since they do not have filters that require cleaning, while furnaces do.

Reason #5: Better Air Quality

Homes with boilers have better air quality. Since boiler systems don’t blow air, they don’t spread dust and allergens throughout your home the way forced-air systems do. They also do not dry out the air leaving you with a much more comfortable environment.

Boilers can be used to great effect in homes, as well as in larger spaces such as schools, hotels, apartment buildings, condominiums, offices, and industrial settings (warehouses, manufacturing plants, mines, etc.). For more information on Saskatoon boilers, contact JOB Heating & Air Conditioning.

JOB Heating & Air Conditioning are Trusted Saskatoon Furnace and Air Conditioning Experts. We show up on time, deliver on budget and we leave the work area cleaner than when we arrived! At JOB we take pride in our plumbing services in this city and the surrounding area, so nothing means more to us than testimonials from our clients as their preferred plumber in Saskatoon.

JOB products and services include:

‘Your Comfort is Our Concern!’

JOB Heating & Air Conditioning Trusted Saskatoon Furnace, Boiler and Air Conditioning Experts

Trusted Saskatoon Team Brags About Saskatoon Bag & Case, Your Trusted Saskatoon Speciality Bag & Case Store!

20. Jan 2021 Admin Saskatoon Retail, Trusted Brag Blogs, Trusted Tips

The Trusted Saskatoon team is thrilled to welcome Saskatoon Bag & Case to the Trusted Saskatoon community. They have joined our Saskatoon specialty retail category, and specialize in custom designs of high-quality and durable bag and case products. They work with any industry, including sports teams, work crews, company promotions, and music and audiovisuals. Saskatoon Bag & Case are your Trusted Saskatoon Custom Bag & Case Experts!

Have You Heard of Saskatoon Bag & Case?

If not we have some news for you! Did you know that Saskatoon Bag and Case is one of the very few case facilities in Canada that offer such a wide variety of cases and bags under a single roof? And this local, family-owned business has been providing its huge selection of products combined with exceptional service since 1984!

Saskatoon Bag and Case carry a huge selection of Pelican branded products as well as standard cases and bags, but their specialty is designing custom, one-of-a-kind cases and bags of any shape and size, designed to meet your exact specifications. Whether it be high-quality, durable bags for sports teams, work crews, musicians or company promotions they are the experts in this industry in Canada.

Even if you have your own case, Trevor Sonstelie, the owner will design custom foam inserts to protect your valuable equipment or musical instruments. Many of Trevor’s customers regularly ask for custom embroidery and screen printing for company logos or team names, and we are happy to share that yes, SBC will do that as well.

You can check out their website to see all they offer https://sbccase.com or visit their showroom on Faithfull Avenue in Saskatoon. Go and talk to Trevor in person about what it is you’re looking for, he is happy to help you navigate through the options to find the one best suited to you! There is no better place to buy personal or business cases and bags in Saskatchewan than Saskatoon Bag & Case. Their service is exceptional and their products are the best!

Don’t take it from us - when surveying Trevor’s customers as part of the Unique Trusted verification process, we consistently heard great things. Read some of their first-hand experiences below.

"Saskatoon Bag & Case has provided Team Power Solutions with custom cases for sensitive test equipment. They are very responsive to design cases that protect our equipment and stand up to the field use and shipping requirements." - Allen, Team Power Solutions

"Trevor at Saskatoon Bag & Case is very willing to help and open minded for any project. He has been a big plus to our team and product at Guardian Angel Auto Flagger Mfg." - Kim, Watrous SK

You can read more glowing client testimonials and see all Saskatoon Bag & Case offers by checking out their listing in the Saskatoon Specialty Retail Category.