Trusted Tips and Resources

Trusted Tips & Resources

How To Control Funeral Costs From Trusted Saskatoon Funeral Home

Since 1910, Saskatoon Funeral Home has responded to the needs of Saskatoon & area citizens of every faith and every walk of life. They have a proud history as Saskatoon's longest-serving, local, family-owned and operated, full-service funeral and cremation provider to trace its roots to the beginning days of our city. Saskatoon Funeral Home are a Trusted Saskatoon funeral home. 


How To Control Funeral Costs

Most people don’t know, but generally think a funeral is "expensive". Contrary to popular belief, though, the cost of a funeral has become lower in relation to most other products and services.

Even so, if you don’t have an idea of what’s involved, funeral expenses could seem to be costly, confusing, and never-ending. If you know what to expect you will be able to understand and control those costs.


1. Professional Services

Includes such things as transportation of the deceased, embalming (if requested), completion of legal documents, burial permits, cremation documents, consultation, and other costs of staff, facilities, vehicles and equipment.


2. Merchandise 

Refers to material items such as a casket, an urn or guest book.


3. Disbursements 

Disbursements are fees paid on your behalf for other products and professional services involved in the funeral such as honourariums, flowers, or luncheons.


4. Resting Place 

These costs are associated with wherever the remains of the deceased are permanently placed. This includes not only a cemetery or columbarium, but also (in the case of cremation) scattering by land, sea or air. Costs can vary greatly. The funeral directors listed in this Guide have no vested interest in a cemetery; they can provide you with the best options and can sometimes acquire property for you at substantial savings.


5. Memorialization 

Includes the purchase of a monument and a memorial plaque, or another form of memorial such as a donation.

One of the best ways to prevent overspending is through pre-arranging. That way, you can discuss your selections and choices, consider the total cost, and keep your decisions on file with the funeral home. If you wish, you can also pre-pay those expenses at today’s prices to reduce the effects of inflation in the years ahead.


Visit their website to learn more about pre-planning a funeral and grief support, as well as the traditional funeral and cremation services that they have to offer. They are always there to help. Check out their listing on Trusted Saskatoon to read more reviews and to see all the services they offer. 

Saskatoon Funeral Home is your Trusted Saskatoon funeral home. 


Trusted Saskatoon Funeral Home Discuss Legal Details To Sort Through After Death

Since 1910, Saskatoon Funeral Home has responded to the needs of Saskatoon & area citizens of every faith and every walk of life. They have a proud history as Saskatoon's longest-serving, local, family-owned and operated, full-service funeral and cremation provider to trace its roots to the beginning days of our city. Saskatoon Funeral Home are a Trusted Saskatoon funeral home. 


Legal Advice

After a death, there are many legal details to sort through. While in some cases, it is not necessary to get a lawyer, it is strongly recommended. A lawyer will make sure all the “t’s are crossed and i’s are dotted”. The time following a death of a loved one is extremely emotional, and even the closest family will have disagreements over the most trivial matters. To make sure there is still peace in the family, it is a good idea to let a lawyer figure things out.

Before getting in touch with a lawyer there are several important documents that you need to gather. Those include:

  • Wills
  • Deeds
  • Bank Statements
  • Insurance Policies
  • Vehicle and Boat Titles
  • Tax Documents

Bank Accounts

What is to be done with bank accounts after a death varies province by province. In some regions, bank accounts are automatically frozen after a death. To avoid any complications, the bank should be notified immediately, and you should find out the procedures for releasing these funds, and how to set up a new account for funds received after the death. It’s recommended that a joint account stay open for at least six months to allow you to deposit any cheques that are made out to the deceased. To take a name off a joint bank account, banks require a Funeral Director’s Statement of Death, or Proof of Death. If the deceased had a safety deposit box in a bank, the contents can be sealed after death and a Statement of Death and in some cases, the Legal Will of the deceased will be required to gain access to the contents.

Death Certificates

A Funeral Director’s Statement of Death is often necessary before anything can be done. This document can be obtained through a Funeral Director. It is a good idea to obtain multiple copies as most agencies require an original and not a photocopy.

The Provincial Death Certificate is required by Land Titles to remove a deceased’s name from the title of the property. The most convenient way to order the provincial death certificate is through the department of eHealth’s web portal at www.ehealthsask.ca. There you will find instructions on who is eligible to order the death certificate and the process to apply.

Wills

Everyone knows they should have a will, but the vast majority – about 70% of us – do not. Writing a will is easy and inexpensive, and once you are done you can rest easy knowing your hard-earned money and property will be distributed according to your wishes. As well, if you have children, you can leave instructions on who will be left in charge of them if you pass, leaving that decision out of the court's hands. Making a will is easy, you just need to be at least 18 years of age and must be of sound mind when the will is written. To make a will legal it must:
  • Expressly state that it is your will
  • Be computer generated or typewritten
  • Be signed and dated
  • Be signed by 2-3 witnesses, these witnesses must be people who don’t stand to inherit anything in the will
Although you do not need a lawyer to complete a will, it is recommended to do one with a lawyer, as it will avoid any legal headaches after your passing. Once your will is complete, it’s recommended that it is kept somewhere safe and secure outside of your home. If you do your will through a lawyer, most law firms will store it for you free of charge. Many people keep their wills in a safety deposit box at a bank, but this is not recommended as the contents could be sealed at the time of death. The executor of your will should be aware of its location.

Probate

Probate is the legal process that transfers the legal title of property from the estate of the deceased to their beneficiaries. During the probate process the executor of your will goes before the courts and identifies and catalogues all the property you owned, appraises the property, and pays all debts and taxes, proves that the will is valid and legal, and distributes the property according to the instructions of the will. Probate can be a long, drawn-out legal process, and there are some probate-avoidance plans in place. Simply speak to your attorney to find out what you can do to avoid probate in your area. 

Executors

An executor is the personal representative of your estate. They are the person in charge of taking control of your assets, paying off any debts, and distributing assets to your beneficiaries per the terms and conditions of your will. You can choose anyone to be the executor of your will, but it is a good idea to choose someone who is both competent and trustworthy. The person you choose to be executor should be outlined in your will.  Someone you appoint to be the executor of your will has the right to refuse, so you should have a backup executor in place just in case. 


Visit their website to learn more about pre-planning a funeral and grief support, as well as the traditional funeral and cremation services that they have to offer. They are always there to help. Check out their listing on Trusted Saskatoon to read more reviews and to see all the services they offer. 

Saskatoon Funeral Home is your Trusted Saskatoon funeral home. 


Trusted Saskatoon Hot Tub experts at Backyard Living Center Answer FAQs! Part 4

Backyard Living Center is a locally owned and operated Saskatoon hot tub storeThey offer an exclusive line of high-quality Canadian-built hot tubs that are perfectly suited to the Saskatchewan climate. With a variety of design choices, they have a spa that will suit every lifestyle! Service means everything to owners Sheryl and Matthew! Whether it's finding the perfect spa, hot tub servicing or repair, water testing, or helping find or deliver parts for your hot tub, they're here to help.  In this Saskatoon hot tub tip, we continue the series of experts answering all your FAQs about hot tubs. 

Backyard Living Center Is Your Trusted Saskatoon Hot Tub Store!

FAQs About Hot Tubs Answered By Backyard Living Center - Part 4

How easy is it to service all areas of the spa?


H2O Spas are manufactured with motors and electronics located inside the front of the spa. This makes it very easy to access all of the equipment during regular maintenance. Some spas have motors housed on more than one side of the spa which makes it very difficult to position the spa against a wall or on a deck. Never purchase blindly, always insist on seeing the area where the equipment is housed it will tell you a lot about the quality of construction. Because we manufacture all H2O Spas with a dedicated structural frame, we are able to assemble our product in a modular style. This means that if there are any maintenance issues or need for repair, the hot tub is completely accessible from all sides.


Does the plumbing vibrate?

It is widely quoted that only full urethane foam insulation can restrict the movement of the plumbing lines in traditional spas, therefore, preventing any vibration in the plumbing. An H2O Spa is not your traditional spa. The development of highly efficient and balanced water delivery systems has eliminated plumbing vibration and movement. As an additional measure, in an H2O spa, the weight of water within the plumbing lines is supported by custom supports built into the fibreglass shell.

Are all Hot Tub Warranties the same?

NO, not all spa warranties are the same. At H2O Spas we go to great lengths to separate ourselves from the competition. We work closely with our dealer network to ensure that we are not associated with exaggerated product claims that can lead to future ambiguity. Not all warranties are genuine in their intention, read them carefully.

What is the Best Location for my Hot Tub?

Location, location, location. Always make sure that your hot tub is located as close to the house as possible. It has to be convenient, especially when using the hot tub during our Saskatchewan winters. If you intend on using your hot tub frequently, then close to the house makes sense; protection from the weather while accessing the hot tub is essential.

Is it Difficult to Maintain a Hot Tub?

It is very easy to maintain your hot tub.
  • The first task is to make sure your spa is visually clean. That means that you have cleaned the acrylic surface. This can be achieved by simply wiping the acrylic surface with a clean cloth and no detergents or cleaning liquids other than those designed specifically for the purpose. The acrylic surface will not withstand abuse with harsh chemicals or toxic cleaners.

  • Do not use any chemicals on the cabinet, acrylic surface or on equipment.

  • All H2O Spas are made from acrylic, fibreglass and plastic. These materials have been chosen for their longevity and ability to look new even after years of use.


How much does it cost to run a hot tub monthly?

We have measured the cost of using your hot tub under normal use conditions. How you use your spa can greatly influence the cost of operation and obviously, some people will use their tub more or less often, in which case, the average may not apply to them. Our research along with the feedback of our customers, suggests that an average monthly Hydro cost should run between $15 and $30 depending on your location.

Is it safe to empty my hot tub water onto my lawn?

Prior to you emptying your spa, you should reduce the sanitizer content of the spa. This means that you should refrain from putting any Chlorine or Bromine into the spa. You can then add a product to the water that eliminates sanitizer. To empty your spa simply connect your garden hose to the drain connector in the equipment enclosure and place the other end of the hose into the storm drain. If all sanitizer has been removed from the spa, it is safe to run the water onto your lawn.

Does the hot tub cover have to be on the hot tub when it is not in use?

Yes, here is the reason why. If the cover is not properly fitted onto the spa when not in use, the heat will escape and cool the water. When this happens the electronic controller will call for heat from the heater until the required temperature is reached. The call for heat will continue indefinitely until the temperature is maintained. If you lose heat from the cover it will cost you money. So, make sure the cover is always properly fitted.

How do I detect a leak in my hot tub?

The simple rule for leak detection is water loss. If you observe a reduction in the water level of your spa you should refill the tub to your desired level and check again at the same time the next day. If the same loss occurs call us and explain the circumstances.

  • Another indicator is that you see evidence of water stains on the pad underneath the hot tub. If it is persistent and maybe worsens, again, call us.

  • Do not attempt to repair the spa even if you locate the leak; the spa is made from speciality parts and is best left to the service technician. Read the warranty claim document to make sure the repair is covered under the warranty. If the warranty has expired we can still repair it for a reasonable fee.


See their selection of in-stock H2O Canadian-made premium spas at their showroom on Brodsky Avenue, or visit their website for more choices and information on hot tub supplies, hot tub care, and maintenance and service. Take it from us… you will not be disappointed!!!


MORE Questions? 



Your Backyard Oasis is Waiting For You!

You can read more amazing client testimonials and see all products and services they offer by checking out the Backyard Living Center’s listing by clicking on the link below. 

Backyard Living Center is Your Trusted Saskatoon Hot Tub and Outdoor Furniture Store!

Trusted Saskatoon Hot Tub experts at Backyard Living Center Answer FAQs! Part 3

Backyard Living Center is a locally owned and operated Saskatoon hot tub storeThey offer an exclusive line of high-quality Canadian-built hot tubs that are perfectly suited to the Saskatchewan climate. With a variety of design choices, they have a spa that will suit every lifestyle! Service means everything to owners Sheryl and Matthew! Whether it's finding the perfect spa, hot tub servicing or repair, water testing, or helping find or deliver parts for your hot tub, they're here to help. In this Saskatoon hot tub tip, we continue the series of experts answering all your FAQs about hot tubs. 

Backyard Living Center Is Your Trusted Saskatoon Hot Tub Store!

FAQs About Hot Tubs Answered By Backyard Living Center - Part 3

How is the hot tub insulated?


Several spa manufacturers have always insisted that the only way to insulate a spa is with “full urethane foam”. In this method, all the glued plumbing within the spa is covered using a sprayed-on foam. This method was fine twenty years ago but like many materials, safer, better alternatives have been developed.  Certainly, urethane foam is acceptable as an insulator but more often than not it is primarily used as a structural backup. Where there is limited structural integrity, urethane foam is used as a substitution because it “holds together all the components of the spa” and compensates for a limited engineered structure. Alternates to full foam spas have been developed to address the issue of gaining access to the plumbing within the spa. H2O spas have developed their own unique Multi-Layer Insulation System.


What are the pros and cons of a urethane foam-filled spa?

The Pros of using urethane foam:
  • It is used primarily to insulate the hot tub against the environment, therefore, reducing operating costs.

  • Secondly, it can be used as a substitute for structural support where there is little or no frame structure. Imagine a large block of foam with everything trapped inside.


The Cons of using urethane foam:
  • Urethane spray foam used for insulating hot tubs is a two-part chemical product that when mixed, results in an expanding foam component. It is used under strict safety codes because of the unhealthy ‘off gassing’ fumes.

  • The resulting foam expands into the cavities of the hot tub solidifying as it cures sealing all ventilating apertures. We all have to breathe, and so does your hot tub. Preventing air circulation inside the cavity of the hot tub creates the perfect condition for possible future mold growth.

  • Once the hot tub has been foam-filled it is extremely difficult to service the tub particularly if you experience a water leak in the complex plumbing underneath the tub. A simple plumbing defect can take hours to trace and repair. Tracing the leak becomes more difficult than the actual repair.

  • The biggest problem occurs after the repair has been completed and you have taken out the wet foam to reach the leak area. What do you use to replace the insulation you have removed? Usually, this is done with an expensive canned substitute of the foam which inevitably does not have the same insulation properties of the originally installed foam – in other words, it is being replaced with a substitute that may possibly affect the insulation qualities of the hot tub. There is also the problem of discarding the saturated foam which must be packed separately and isolated from normal garbage.

  • Any water contamination from the internal plumbing deteriorates the foam creating a sludge that is prone to mold growth and if the foam has been used as a structural substitute, this can possibly weaken the spa.


Is it detrimental to the efficiency of the hot tub if all four sides of the spa are not foam-filled?

Our tests show that the insulation benefits of partially removing some insulation from one side of the hot tub are outweighed by replacing the insulation with electronic equipment and two electric motors, each one generating surplus heat. In fact the two motors generate so much heat that we evacuate the surplus heat and pipe it to the air intakes of the spa jets, thus supplying warm air automatically when the jet pumps are engaged.

What are the benefits of using Roxul insulation?

  • Practical to use; anyone can handle it safely. Sold in most hardware stores this amazing material is readily available.

  • Can be removed and replaced without instruction, just use a common sense approach when handling this material.

  • Roxul is fire retardant. Even when held to a naked flame it will not ignite.

  • Environmentally prudent; disposal, if required, can be the same as with any household garbage.

  • Water repellent. If a leak occurs in the tub it cannot damage the Roxul. Being water repellent,  moisture will pass right through the Roxul leaving it completely dry.

  • Deters rodents because it is an inert material made from lava rock that cannot be eaten or affected by animals.

  • Recyclable; there is no need to throw it away. Just store it in a dry environment for future use.

  • Roxul has an R-Value equal to or better than traditional insulation materials including low-density open cell urethane foam.

  • Roxul is used in many commercial and residential buildings costing millions of dollars. Does it make sense to use such an amazing material in a product costing much less? Of course, it does, that is why we led the way by using Roxul as an insulating system in all H2O Spas.

  • How much is your house worth? Hundreds of thousands of dollars? Most houses are now built using Roxul Insulation, it makes sense to use it as an insulator in your hot tub.

  • Helps reduce equipment noise. Roxul is renowned for its ability to capture noise and is used extensively as a noise barrier.


See their selection of in-stock H2O Canadian-made premium spas at their showroom on Brodsky Avenue, or visit their website for more choices and information on hot tub supplies, hot tub care, and maintenance and service. Take it from us… you will not be disappointed!!!


MORE Questions? 



Your Backyard Oasis is Waiting For You!

You can read more amazing client testimonials and see all products and services they offer by checking out the Backyard Living Center’s listing by clicking on the link below. 

Backyard Living Center is Your Trusted Saskatoon Hot Tub and Outdoor Furniture Store!

Trusted Saskatoon Hot Tub experts at Backyard Living Center Answer FAQs! Part 2

Backyard Living Center is a locally owned and operated Saskatoon hot tub storeThey offer an exclusive line of high-quality Canadian-built hot tubs that are perfectly suited to the Saskatchewan climate. With a variety of design choices, they have a spa that will suit every lifestyle! Service means everything to owners Sheryl and Matthew! Whether it's finding the perfect spa, hot tub servicing or repair, water testing, or helping find or deliver parts for your hot tub, they're here to help.  In this Saskatoon hot tub tip, we continue the series of experts answering all your FAQs about hot tubs. 

Backyard Living Center Is Your Trusted Saskatoon Hot Tub Store!

FAQs About Hot Tubs Answered By Backyard Living Center - Part 2

Should I have one or two jet pumps?


The answer is based on the number and size of the jets in the spa. Each jet is designed to work with a maximum water flow and H2O engineers calculate the total water flow required for all the jets in the spa and size the jet pump accordingly by using the most efficient combination of pumps.

Is one pump enough to give me the therapy I want?

One pump can be enough to give you the therapeutic experience you want. Remember not all hot tubs are created equal; many manufacturers have very different interpretations of horsepower, numbers of jets, etc. All of these factors will impact or have some relationship to what experience you will achieve in your spa.

Does a motor marketed as 7HP really produce 7 times the water flow of a 1HP pump?

No. Horsepower ratings on motors are not proportional with water flow and are sometimes misleading as they are not the true working horsepower but the motors’ breakdown horse power that if achieved, would cause the motor to fail. The horsepower rating of a motor refers more to the energy consumption required to operate the motor. At H2O spas we strive to provide the optimum water flow using the least horsepower because we know this to be the most energy efficient and environmentally responsible solution.

How is the Spa water cleaned?

The spa water is sanitized using either Chlorine or Bromine but the clarity of the water relies on the water passing through the built-in filtration system. Depending on the manufacturer this can be achieved in two ways:

  1. Timed Filtration – A system can be designed so that the large jet pump is programmed to run on its low-speed setting for a predetermined length of time, pulling water into the filter and removing particles. The limitations to a system such as this are that the jet pump has to run for a minimum period of 4 hours, twice a day, which can be noisy and not very energy efficient. Also, because the jet pump is filtering and pushing the water through the heater there are a number of restrictions to the water flow that slow the flow of water to the jets when high speed is engaged. This method is used mainly to save money because if you don’t have to install a circulation pump, you save money. But remember a spa without a circulation pump is a lesser product.
  2. Continuous 24/7 Filtration – H2O spas recommend using a dedicated small circulation pump to perform water filtration. This small pump uses very little energy, is quiet, and ensures your spa water is always crystal clear. A bonus of this system is that the now dedicated 2-speed jet pump is available to be plumbed directly to the jets to give the maximum flow of water.

Does a larger filter result in a cleaner spa?

A filter's ability to clean a spa is dependent on the density of the filter material and the amount of water flowing through the filter. To optimize these parameters, filters are made from a 20-micron weave to trap the majority of particles without being too dense to restrict water flow. An H2O spa with the 24/7 circ master pump passes 30 GPM constantly through the filter to give optimum cleaning performance.

The overall surface area of a filter is how the filter is measured i.e. 25 sq ft. means that if all the pleats of the filter were flattened out the total material used to make the filter would cover an area of 25sq.ft. Having a larger filter means that there is more surface area to hold particles between filter cleanings.

MORE Questions? 


See their selection of in-stock H2O Canadian-made premium spas at their showroom on Brodsky Avenue, or visit their website for more choices and information on hot tub supplies, hot tub care, and maintenance and service. Take it from us… you will not be disappointed!!!




Your Backyard Oasis is Waiting For You!

You can read more amazing client testimonials and see all products and services they offer by checking out the Backyard Living Center’s listing by clicking on the link below. 

Backyard Living Center is Your Trusted Saskatoon Hot Tub and Outdoor Furniture Store!

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TrustedSaskatoon.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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