Trusted Tips and Resources

Trusted Tips & Resources

Marla Janzen Trusted Saskatoon Real estate tip on what you need to earn to buy a house in Canada

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful  TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!  

Here Marla shares a tip on buying a house in every major Canadian city:

How much you need to earn to buy a house in every major city

Many say property is the best investment you can make. Bursting housing bubbles and mortgage scandals aside, they’re usually right.

The price of making that investment varies widely in Canada, depending on where you live. We looked at how much you need to earn to buy an average-priced house in every major Canadian city.

To get these numbers, we consulted Adrian Williams, a Toronto mortgage broker, and used his calculator found here. He explained that to calculate the income required you need to know the purchase price, down payment, rate, utilities – mortgage qualifying must include a minimum of $100 a month for heating costs – and taxes.

We got the average purchase price per city from the Canadian Real Estate Association (they fluctuate. These prices were effective at the end of December. To see the absolute latest click here and input your city), and Williams provided the property tax rates. At his suggestion we used a 2.99% interest rate, which is the average qualifying rate for a 5-year fixed term. We used a down payment of 10% of the purchase price and calculated $100 a month for utilities.

According to Williams, “Other factors that will be included with mortgage qualification are the total monthly payment obligations from credit card, LOC’s, personal & car loans, car lease and other types of credit that require a monthly payment.”

Here is what you need to earn to buy a house in every major Canadian market. (Numbers are rounded to the nearest dollar.)

Vancouver

Average price: $819,336

Monthly mortgage payment: $3,570

Property tax: $251

Income required: $147,023

Jobs in Vancouver

Calgary

Average price: $465,047

Mortgage mortgage payment: $2,026

Property taxes: $236

Income required: $88,578

Jobs in Calgary

Edmonton

Average price: $365,520

Mortgage payment: $1,592

Property tax: $244

Salary required: $72,617

Jobs in Edmonton

Regina

Average price: $331,161

Monthly mortgage payment: $1,443

Property tax: $378

Income required: $72,028

Jobs in Regina

Saskatoon

Average price: $349,322

Monthly mortgage payment: $1,522

Property tax: $366

Income required: $74,546

Jobs in Saskatoon

Winnipeg

Average price: $270,605

Monthly mortgage payment: $1,179

Property tax: $274

Income required: $58,235

Jobs in Winnipeg

Ottawa

Average price: $357,887

Monthly mortgage payment: $1,559

Property tax: $336

Income required: $74,820.28

Jobs in Ottawa

Toronto

Average price: $587,505

Monthly mortgage payment: $2,560

Property tax: $354

Income required: $113,009

Jobs in Toronto

Montreal

Average price: $344,273

Monthly mortgage payment: $1,500

Property tax: $237

Income required: $68,884

Jobs in Montreal

Halifax

Average price: $264,447

Monthly mortgage payment: $1,152

Property tax: $266

Income required: $56,929

Jobs in Halifax

 

Find Marla Online at http://www.century21.ca/marla.janzen   she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Made In The Shade Blinds your Trusted Saskatoon Blinds & Window Coverings shares 10 Window Covering Trends

Made in the Shade Blinds Saskatoon wants to help you get your windows on the Best Dressed list! They offer free in-home consultations, where they bring the showroom to you. Not only is this more convenient for you, it allows you to see a variety of choices for your home, surrounded by your colors and furnishings, in your home’s own natural light. Made In The Shade Saskatoon are your Trusted Saskatoon Blinds and Window Coverings Experts! 
 
Here Heather shares 10 Window Covering Trends:
 

These popular window fashions will add a special design touch to any room!

When you stand in a beautifully decorated room, notice how your eye is drawn to the windows — they’re inevitably the focal point that sets the tone and the “bones” of any successful decorating plan. How you accessorize your windows affects not only the mood inside your home but also the appearance from outside.

When you are shopping for window treatments, don’t buy blindly. Take some time to do some research, and come armed with info to help you make better choices. Here are the 10 most popular window treatment trends now, to help with your decision making.

1. Neutrals still rule. “Whites, off-whites and other neutral window coverings almost always work best,” says Lyn Peterson, author, mother of four, HGTV expert, and creative director of Motif Designs in Mount Vernon, New York. And don’t worry about durability. According to Peterson, “We don’t sit or walk on them, so they don’t wear out. My stair carpet is in tatters but my natural linen-colored shades look like new, and they’re both twenty years old.” Neutrals are timeless, too. You might change up your paint, furniture, lighting, and fabrics, but will still want safer neutral tones for the windows, to weather your decorating whims. But safer neutrals doesn’t have to mean boring – roman shades, cellular, roller and pleated shades come in a wide variety of fabrics and subtly different color tones.

 

2. Wovens are all the rage. Natural or synthetic wovens give character, ambiance, and texture to flat walls. Look for trendy woven styles made from materials like bamboo and grassweave. They’ll create a fresh look for modern dining areas or sun rooms.

3. Aluminum blinds add retro glamour. The fifties and sixties styles are cool again in home design. They work best in a 2-inch slat width with wide tapes — and are also less likely than metal mini blinds to bend out of shape when dusted. Metal looks striking in a home office, library, or game room, to add polish and a sophisticated edge. More perks: Metal blinds are easy to clean with a Swiffer, and are easy on the budget.

4. Sheer fabrics let the outside in. “I love beautiful transparent sheers on a window,” says Sally Morse, top trend eye and director of creative services for window wear powerhouse Hunter Douglas. “They tease you with what might be behind them and throw light and shadows into a room.” They can also help small rooms look bigger, by letting in the sunshine and opening up the view to the sky, rather than closing it in, as an opaque fabric does. Sheers look lovely in sitting rooms.

5. Less is more. “We’re omitting upper kitchen cabinets in favor of more and larger windows in today’s kitchens, so they’re brighter and lighter,” says Peterson. “And we’re moving toward undertreating the windows we do have. Do the basics first — you can always layer on more later.” Start with understated shades and see how you like that look before adding busier swags or patterned valances. Our lines include soft solar shades that look clean and spare. They help block some of the light without totally blocking the view, which is why you wanted sizable windows in the first place.

 

6. Plantation shutters are a style investment. They are worth every cent, and the look is timeless. Shutters are a great choice because they add elegance to your home – they are just as inviting at an island retreat as in pure white at your kitchen window. The best wood ones are almost like finely crafted furniture, with a custom fit, and have smart levers (or wands) instead of dangling cords for adjusting the louvers. Shutters are also available in a very durable polysatin for high humidity areas.

 

7. Color rocks your world. Patterns and rich colors work especially well in spaces like dining rooms, which might otherwise be all wood. The color plays against the plainer table, chairs, and sideboard. Rooms that don’t have a lot of upholstery or texture really welcome the oomph of a strong window treatment, and so do rooms most often used after dark. A bold hue offers more privacy at night than a sheer, especially for bedrooms.

8. Clutch mechanisms are a sleek plus. “The tasseled crocheted pull cords on Grandma’s shades always worked, but they went out of fashion and we went cordless,” says Peterson. “But that meant pulling the side or center, and the shades were always akimbo.” Streamlined clutch mechanisms — which lift and lower window treatments via a chain affixed to the wall — are discreet, durable, and keep shades even. Made in the Shade Blinds Saskatoon offers products which include safety-tested, clutch-driven lifts, many cordless lift options, and even motorization on many styles, so window treatments look neat and work efficiently all through the house.

9. Fine-tune the light to your liking. Top down/bottom up shades provide more options for letting the sunshine in or keeping it out — you may want more when working in your kitchen, and less when you have to sit at your computer and don’t want a glare. Our collections include many top down/bottom up styles and also shades in room-darkening fabrics.

10. Honeycombs = sweet energy savings. Cellular shades and insulating blinds have neatly arranged pockets, or cells, not unlike a honeybee’s handiwork, which help block summer heat and winter chill — and help lower your utility bills. Try them in a guest room, bathroom, or anywhere you want a well-trimmed look with some energy savings to boot.

 

Call us at 306-280-0632 for a free in-home consultation and quote – we can work with any budget! From one single window to a whole home or office building, we will work with you to get the window coverings you love! 

 

To schedule an appointment with Heather - the ' Shady -Lady' click here 

 

 

Epic Auto & Driveline Trusted Saskatoon Tire and Auto Repair expert tip on Re-Torquing Tires


Epic Auto and Driveline is a one-stop Saskatoon automotive and tire shop for domestic and import cars, light trucks, and SUVs

You can be confident knowing that they always take pride in their work and take good care of their customers. Epic Automotive and Driveline is  a Trusted Saskatoon Tire Shop. In this tire tip they share why you should re-torque your tires! 


  


Re-Torque Your Tires


Occasionally a customer will come into our auto repair shop with a concern of a noise; once in a while we find loose lug nuts that hold the tires and rims tight to the car. This usually happens shortly after they have had the vehicle in for servicing somewhere and the wheels were off or they have taken the wheel off themselves. 

 

Re-torquing wheels after vehicle servicing

 
When you bring your vehicle to a Trusted Saskatoon repair shop, if we have had your wheels off of the vehicle, we will ask you to return so we can re-torque the wheels. Your invoice will also have a statement on it advising that the wheels need to be re-torqued. You can do this yourself if you like, but if we were the ones to work on the car we do this at no charge to you. We always use a torque wrench to tighten your wheels when we re-install them. This is more of a safety concern now than it was 20 years ago. Vehicles are much more reliable today, but they are made with lighter materials and some of these are very fussy about how they are put together. Even a slight decrease or increase in the tightness of bolts and nuts can have adverse effects, in that they can loosen or they can break.
 
Most automotive shops will use a torque wrench to tighten the wheel and this is the best way to make sure the nuts are tight but not so tight that the wheel studs break from too much pressure on them. Some vehicles are more prone to having the lug nuts loosen and will need multiple re-torquing to make sure they stay tight. 

Loose wheels don’t happen often, but to be safe, have your wheels re-torqued within the first 100 KM after they have been put on. It is the responsibility of the vehicle owner/driver that this is done. Loose wheels can cause a lot of damage to your car and potential injury to you and others. It doesn't take long to re-torque wheels and could save you a repair bill and a big headache.


Epic also offers financing. If you need vehicle parts or car service but don't have the immediate funds to pay for it, take advantage of a monthly payment plan using the value of your vehicle through their financing partner.

Relationships - Affordability - Transparency

Epic Automotive and Driveline is  a Trusted Saskatoon Tire Shop


Reed Security Trusted Saskatoon Alarm and Security Expert share Holiday Security Tips

 

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Saskatoon Alarm & security needs from day one!

REED SECURITY are Trusted and they are recipients of 2 x 2012 SABEX AWARDS - these Saskatoon Chamber of Commerce awards recognize excellence in business.  

Here they share Holiday Security Tips:

THESE HOLIDAY SECURITY TIPS COULD SAVE YOU SOME HEADACHES!

 

Social Media is a great way to keep in touch with friends and family, but don't forget it's very public. Thieves also like reading about your vacation plans and can often track down your address.

AVOID POSTING: "packing for the trip", "just got to lake", or "just landed", etc. or photos of your new big screen TV and PS4


Break'in's rarely occur when you are at home - so in addition to arming your Reed Security alarm system you will want to make it look like you are still there.

  • Cancel the newspaper
  • Have someone shovel your driveway
  • Have someone pick up your mail
  • Park an unused vehicle in the driveway
  • Install exterior motion lights (and make sure you test them)
  • Install timers for interior lights
  • Consider ALARM.COM Interactive Services. Control your lights, locks, blinds, temperature, and video cameras remotely

For even more helpful tips visit reedsecurity.com

Did You Know
: A monitored Reed Security alarm system with 24/7 Rapid Response Monitoring will decrease the odds of having a break-in by nearly 400%.

HOLIDAY BONUS:

Save Up to $729 with our $5 a Month 24/7 Monitoring Promo

 

Save Up to $729 with our $5 a Month 24/7 Monitoring Promo  
 
For more information and or to speak with a Security Specialist Click Here or call us:

Prince Albert   306.922.7200

Saskatoon       306.653.3200

 

Find Reed Security online at www.reedsecurity.com or check out their listing here in the SASKATOON ALARM & SECURITY Category on THE Saskatoon directory of excellence. Virgil Reed and his team are YOUR Trusted SASKATOON ALARM & SECURITY experts right here in Saskatoon!

PickNic's Catering your Trusted Saskatoon Catering pro shares another wonderful recipe

What's the difference between good food and absolutely incredible dining? Fresh, quality ingredients, generous portions, imagination and creativity! From a simple catered lunch with gourmet sandwiches, to a Picknic Box for 2 for a romantic evening in, to a fabulously catered wedding or event, let Picknic's Catering and Fine Foods create something special for you!
Here Nicola shares her Proscuitto and Gruyere Pinwheels Recipe:
 

 
 
Preheat oven to 375'F.
Start with one 10x16" sheet of puff pastry, thawed.
Egg wash, top with layer of Proscuitto, then sprinkle on Shredded Gruyere and Asiago cheeses. Sprinkle with a dash of Chili powder.
 

 

Find PickNic's Catering and Fine Foods at 210 33rd Street West or online here- or go to their listing in Saskatoon Catering & Bakeries to read all of the wonderful things her clients had to say about PickNics.

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310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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