Laddie James is certified to represent buyers and sellers in residential, commercial, resort and farm real estate. His extensive experience in investment properties, home renovations and house flipping gives him a distinct advantage in the Saskatchewan Real Estate arena. Laddie James is A Trusted Saskatoon Realtor, and in this article, he shares troubling news about the state of Canada's household finances!
Laddie James isn't just a Saskatoon and area eXp REALTOR®; he's your dedicated real estate partner, committed to helping you find the perfect home. In his latest article, he highlights recent Statistics Canada data on Canadian households' financial pressures.
A new Statistics Canada report reveals that one in three Canadians lives in households facing financial hardship. This includes difficulty paying for essential expenses like housing, transportation, food, and clothing. Renters (41.3%) are especially vulnerable, but financial stress eases somewhat for homeowners, particularly those without mortgages.
While the proportion of Canadians struggling financially in October 2023 (35.5%) dropped slightly compared to the previous year, it remains much higher than in October 2020 (20.4%).
Despite growth in the Consumer Price Index slowing to 3.8% in September 2023, the cost of essential goods, particularly food and shelter, continues to outpace wage growth. Immigrants who have arrived in Canada within the past ten years, lone-parent households, and racialized groups like South Asian and Black Canadians are especially hard hit by financial challenges.
An October Ipsos poll reveals that 71% of Canadians feel owning a home has become a privilege only the wealthy can afford, with many citing a housing crisis in their communities. The strain is also evident in the rising use of food banks, which have seen an 80% increase in demand since March 2021.
Whether you are a first-time homebuyer or a seasoned investor, you can rely on Laddie James for trusted real estate guidance. Reach out to Laddie today to discuss your real estate needs! He is ' A Cut Above The Rest.'
Marla Janzen is an award-winning SASKATOON & WARMAN REALTOR. She takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. Marla Janzen is a TRUSTED SASKATOON REAL ESTATE AGENT and she is eager to provide Trusted Saskatoon real estate Tips that help the public! In her latest real estate advice, she shares tips to ensure a successful home purchase.
Tips To Ensure A Successful Home Purchase
Are you currently in the market as a buyer? If so, you already know that multiple offers are a thing.
Here are a few tips to ensure a successful home purchase.
✅ Be clear about your budget and what you want and need in a property is super important, so when the right one comes up you will be ready to make a move on that property.
✅ Being pre-approved and ready to roll with your deposit ready to go and down payment ready.
✅ Being available to view on short notice is a huge bonus in a market with low supply. Getting into new listings early can often make the difference in a successful purchase!
✅ Working with an experienced and trusted realtor is important!
Having an agent who knows and understands what you are looking for is a huge help in the buying process. We can help you navigate all of that … especially in a multiple-offer situation.
Reach out if you have any questions. I have been successfully helping people in real estate for 18 years now, in Saskatoon and area. I’d love to chat.
Marla Janzen has a keen eye for house layout and home staging, which really benefits her clients, most of whom are past client referrals! She guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!
Marla Janzen is an award-winning SASKATOON & WARMAN REALTOR. She takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. Marla Janzen is a TRUSTED SASKATOON REAL ESTATE AGENT and she is eager to provide Trusted Saskatoon real estate Tips that help the public! In her latest real estate advice, she explains why your should repair your home before putting it up for sale!
Why You Should Repair Your Home Before Selling
Why Is It Important to Keep Your Home In Good Physical Condition?
When you are about to sell your home, you will need to make sure your home is in good condition before you do. Cosmetic aspects of your home are important selling tools and if you take the time to touch things up, it will pay off in the end.
What to fix first?
Deciding on what to fix can vary. A discussion with your REALTOR® and doing some research is always the best first step. Take into consideration the time of the year, similar competing homes on the market, and what kind of neighbourhood you are residing in.
1. Flooring
Flooring is a good place to start. Whether you have hardwood, laminate, tile, or carpet you want to ensure they are in good condition. Homebuyers will notice and could be driven away if your flooring is in very poor condition.
2. Walls
Walls and ceilings should be free of cracks and chipped paint. While most people are likely to paint once they move in, you want your home to look as nice as possible. A fresh coat of paint will often do the trick. Use neutral colours like white or very light grey.
3. Kitchen
The kitchen should be a prime target in this area. Many people know the frustration of having a poor kitchen especially when the cabinets and appliances are in bad condition. A complete kitchen remodel can be expensive, talk to your REALTOR® about what improvements will assist in the sale of your home.
Overall you want to make sure your home is in the best condition possible. Use your best judgement and the help of your REALTOR® to determine what needs to be repaired or updated before you put your home on the market.
Marla Janzen has a keen eye for house layout and home staging, which really benefits her clients, most of whom are past client referrals! She guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!
Whether you’re buying a house for the first time, the second, or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need Trusted Saskatoon Realtor Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Be assured Saskatoon Real Estate Agent Clark Dziadyk Clark puts 100% effort into everything he does. Clark is the Realtor of the Ravenswood Acreage Project!
Build Your Castle
Ravenswood Estates is a rural acreage lifestyle combined with the convenience of city living, located south of Saskatoon along Clarence Avenue. Many amenities from grocery stores to physicians are just a 5-minute drive away.
Space to Grow
LOTS AVERAGE 2.5 ACRES, MORE THAN ENOUGH FOR QUIET SEPARATION
Imagine building your home on land equivalent to 20 city lots (50 ft. x 110 ft.) linked in a row—which is more than enough to provide quiet separation from your neighbours. Enjoy fresh and bountiful vegetables from an expansive garden, set up a trampoline for the kids, all while still leaving you enough space for a heated shop.
Water, Energy, Power
UTILITIES INCLUDE: CITY TREATED WATER, SASKENERGY, AND SASKPOWER
Every lot has access to Saskatoon’s treated water, which has been dubbed one of the safest water supplies in North America. SaskEnergy provides natural gas lines so you can barbecue or hook up a fire table without the hassle of propane tanks. SaskPower is also available to help create the SmartHome of your dreams.
Abundance of Trees
MATURE TREES OFFER YOU THE BEST NATURAL PRIVACY
The rolling topography, along with mature trees, and plentiful flora grow throughout the area to provide you with natural home privacy. Being out of the city also means no light pollution — spend your nights star-gazing at the vast Milky Way from the comfort of your hot tub.
Closer to Nature
WITNESS NATURE FROM THE COMFORT OF YOUR LIVING ROOM
Nature is at your doorstep, literally. Through your front window, you will be able to enjoy a variety of birds and wildlife that wanders through the lots from time to time like rabbits deer fox or even the odd moose.
High-Speed Internet
RELIABLE & CONSISTENT CONNECTION
Planning on a home office? Ravenswood Estates provides high-speed fiber optics internet to each site, where you will receive the same (or better) speeds as those available in the city.
Paved Roadways
DESIGNED FOR MAXIMUM PEACE
Let your children play outside without the worry of a busy street! Our fully paved road design offers desirable lot configurations and reduces neighbourhood traffic volume.
View Available Lots
here! And get in touch with Clark for your dream home!
As an award-winning SASKATOON REAL Estate agent, Marla Janzen knows the city and surrounding area extremely well. She strives to find her clients the perfect new place to live while negotiating the best terms and price possible. She has a keen eye for house layout and home staging, which really benefits her clients, most of whom are past client referrals! In her latest Saskatoon real estate tip, Marla answers a frequently asked question: what if my offer is rejected?
Sellers can flat-out accept or reject an initial offer, but there is a third path that is quite common - sellers can initiate a counteroffer.
Remember this: a deal isn’t dead until it’s dead. So, if a counteroffer is offered by the seller, you’re still in the game. You and your agent just need to review it and determine whether it’s acceptable. If so, then approving it closes the deal immediately.
Keep in mind, offers and counteroffers can go back-and-forth many times; this is not unusual and negotiations are a part of what realtors do as a matter of routine. Each revision should bring both parties closer together on the terms of the deal.
These are the types of tips that Marla can provide to a home buyer as a realtor! Get in contact with her if you’d like to learn more.
Is there something you need help with around the house or are you planning to sell or buy a new home? Contact award-winning SASKATOON REAL Estate agent Marla Janzen today for a free consultation!
Marla guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!