Trusted Saskatoon Blog | All posts tagged 'Saskatoon Townhouses'

Marla Janzen Trusted Saskatoon Real estate tip on what you need to earn to buy a house in Canada

12. Jan 2015 trusted Saskatoon Home Staging, Saskatoon Interior Decorator , Saskatoon Real Estate, Trusted Tips

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!

Here Marla shares a tip on buying a house in every major Canadian city:

How much you need to earn to buy a house in every major city

Many say property is the best investment you can make. Bursting housing bubbles and mortgage scandals aside, they’re usually right.

The price of making that investment varies widely in Canada, depending on where you live. We looked at how much you need to earn to buy an average-priced house in every major Canadian city.

To get these numbers, we consulted Adrian Williams, a Toronto mortgage broker, and used his calculator found here. He explained that to calculate the income required you need to know the purchase price, down payment, rate, utilities – mortgage qualifying must include a minimum of $100 a month for heating costs – and taxes.

We got the average purchase price per city from the Canadian Real Estate Association (they fluctuate. These prices were effective at the end of December. To see the absolute latest click here and input your city), and Williams provided the property tax rates. At his suggestion we used a 2.99% interest rate, which is the average qualifying rate for a 5-year fixed term. We used a down payment of 10% of the purchase price and calculated $100 a month for utilities.

According to Williams, “Other factors that will be included with mortgage qualification are the total monthly payment obligations from credit card, LOC’s, personal & car loans, car lease and other types of credit that require a monthly payment.”

Here is what you need to earn to buy a house in every major Canadian market. (Numbers are rounded to the nearest dollar.)

Vancouver

Average price: $819,336

Monthly mortgage payment: $3,570

Property tax: $251

Income required: $147,023

Jobs in Vancouver

Calgary

Average price: $465,047

Mortgage mortgage payment: $2,026

Property taxes: $236

Income required: $88,578

Jobs in Calgary

Edmonton

Average price: $365,520

Mortgage payment: $1,592

Property tax: $244

Salary required: $72,617

Jobs in Edmonton

Regina

Average price: $331,161

Monthly mortgage payment: $1,443

Property tax: $378

Income required: $72,028

Jobs in Regina

Saskatoon

Average price: $349,322

Monthly mortgage payment: $1,522

Property tax: $366

Income required: $74,546

Jobs in Saskatoon

Winnipeg

Average price: $270,605

Monthly mortgage payment: $1,179

Property tax: $274

Income required: $58,235

Jobs in Winnipeg

Ottawa

Average price: $357,887

Monthly mortgage payment: $1,559

Property tax: $336

Income required: $74,820.28

Jobs in Ottawa

Toronto

Average price: $587,505

Monthly mortgage payment: $2,560

Property tax: $354

Income required: $113,009

Jobs in Toronto

Montreal

Average price: $344,273

Monthly mortgage payment: $1,500

Property tax: $237

Income required: $68,884

Jobs in Montreal

Halifax

Average price: $264,447

Monthly mortgage payment: $1,152

Property tax: $266

Income required: $56,929

Jobs in Halifax

Find Marla Online at http://www.century21.ca/marla.janzen she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Meet Trusted Saskatoon Real Estate Agent Marla Janzen

19. Aug 2014 trusted Saskatoon Real Estate

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY.

Meet Marla Janzen in this video - see why she is your best choice for a Saskatoon Real Estate Agent and also hear from her clients.

Find Marla Online at http://www.century21.ca/marla.janzen she is a Century 21 Fusion Realtor Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Marla Janzen Trusted Saskatoon Real Estate Expert tip on how a driveways add value to your home

9. Jun 2014 trusted Saskatoon Real Estate, Trusted Tips

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!

Here Marla shares a tip on how an updated driveway can increase the value of your home:

When considering what home improvements you can make to help increase the value of your home, updating your driveway probably isn’t the first thing that comes to mind. But don’t rule it out: Your driveway is one of the first things people see on your property and it has a big impact on your home’s curb appeal.

Examine your options
An attractive, well-maintained driveway can go a long way to enhance your curb appeal, which instantly increases its value.

1. Classic asphalt and gravel
Classic black asphalt driveways and gravel driveways are common options that still look great. They won’t knock the socks off any potential homebuyers, but they’re inexpensive to put in and inexpensive to maintain, making them great choices for the average budget-conscious homeowner. They only cost about $1.50 a square foot, so it’s easy to see why they’re such popular choices.

2. Concrete
Concrete is a pricier option, coming in at about $4 a square foot, but it has a much cleaner, modern look. If laid properly, concrete can last up to 30 years, with almost zero maintenance besides an annual power wash. A coloured or stamped finish can really boost the look of concrete, but it will also raise the price tag, so be sure to shop around for quotes before you commit.

3. Brick or cobblestone
Brick or cobblestone pavers are the most attractive driveway option and have endless possibilities for colour and pattern. This option requires a professional. Hiring an expert who can create a plan to incorporate the driveway with your exterior hardscaping and come up with the look you really want is worth every penny – even if that means forking over $10 a square foot.

What things should I consider to get the best return on investment from my driveway?
First of all, look around your neighbourhood. Does every house but yours have a driveway? If your answer is yes, that’s a good reason to add some parking. Also, ask yourself if parking is at a premium in your area. If it is, adding a parking spot could really increase the value of your home. If you have room for extra parking on top of what you need or use, remember that you can rent out spaces for extra cash flow, too.

Should I turn my lawn into a parking pad if I don’t have any other parking options?
No, not if you’re worried about resale value and especially not if it will take up your entire yard. In most municipalities, street parking is permitted and generally adequate in residential areas. Driveway parking is definitely a perk but not if you have to sacrifice your green space to have it. Also, remember that adding parking requires city approval, so make sure to get all appropriate permits before you start breaking ground.

Find Marla Online at http://www.century21.ca/marla.janzen she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Marla Janzen Trusted Saskatoon Real Estate Expert shares tips for the first time Homebuyer

27. May 2014 trusted Saskatoon Real Estate, Trusted Tips

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!

Here Marla shares tips for the first time Homebuyer:

Are you a first-time home buyer in Saskatoon or Warman and eager to get into the market? Here are some basic steps to take to help you decide whether you're ready to take the plunge. Purchasing a home is a major decision and most people start by falling in love with a specific property before knowing if it is even a feasible purchase for them.

Losing the home you had your heart set on can be very discouraging. Before talking to a Realtor, here are a few steps to ensure you are not disappointed when you find the right home for you.

1. Check the selling prices of comparable homes in your area. You can also do a quick search of actual MLS listings in your area on a number of Web sites.

2. See what you can afford. Talk to your bank or a mortgage broker who will look at your financial situation and help you to know what kind of housing will be within your price range.

3. Find out what your total cost of owning a house will be. Many buyers look only at the mortgage cost, but forget things like, including taxes and homeowners insurance which are additional costs. Even a basic budget can help you to know what your monthly expenses will be.

4. Get estimates. A good idea once you know what kind of mortgage you can afford, is to get quotes for things like property tax and home insurance. To estimate property tax, you can check out home listings in the area you are interested in along with homes that are within your price range. Property Tax information is listed with the property info. To get an idea of what you'll pay in insurance, make a call to a local insurance agent for an estimate, based upon these same homes you’ve identified as possibilities.

5. Find out how much you'll likely pay in closing costs, like Land Titles searches, lawyers (which are required), Mortgage closing fees, etc. Discuss these fees with your lender before committing to purchase.

Mortgage Calculator-How Realtors Help.ca

Once you have these details and feel comfortable with what your monthly costs will be contact Marla Janzen from Century 21 Fusion, in Saskatoon and Warman, at www.marlajanzen.ca to find exactly the right property for you.

Find Marla Online at http://www.century21.ca/marla.janzen she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Marla Janzen Trusted Saskatoon Real Estate Expert tempts us to visit Radius at the Legends in Warman SK

10. Sep 2013 trusted Saskatoon Interior Decorator , Saskatoon Painters Decorating & Design, Saskatoon Real Estate, Trusted Tips

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!

Tour of 425 Langer Place - 2 storey, 3 bed condo - interior decorating and staging was done by Fresh Living - your Trusted Saskatoon Interior decorators

Find out more about Westbow Construction and what they stand for in this candid interview with Marla and Dick

What asked Dick how it was to deal with Marla - A Trusted Saskatoon Realtor- this is what he had to say . " Every once in a long while you might meet a person that is perfectly suited for the role they play in life. Marla Janzen is such a person. I have had the privilege of working with Marla this past year and each time I meet Marla, I appreciate her more. Marla presents herself well and then lives up to her presentation. Marla does her home work, she knows her products and she knows her competitors products. Marla goes the extra mile to ensure that her costumers have everything that they need to make an informed decision. Marla is a real estate salesperson that does not feel like salesperson. She is more of a friend that helps you make the right decisions. Marla is not about making another sale as much as making a new friend. Marla works hard, has good ideas, and she is fun to work with. Marla wants the deal to be good for everyone involved. I am happy working with Marla and I am confident that Marla’s customers will be well served by Marla. Thank you Marla for being a vital part of the “Warman Westbow Team.” Dick Westeringh

Find Marla Online at http://www.century21.ca/marla.janzen she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.